Star One Credit Union

	VISA PLATINUM	VISA GOLD	VISA CLASSIC
ANNUAL PERCENTAGE RATE	8.75%	9.75%	12.75% - 14.75% Your rate based on credit qualification
VARIABLE RATE INDEX AND SPREAD	Not Applicable	Not Applicable	Not Applicable
ANNUAL MEMBERSHIP FEE	None	None	None
GRACE PERIOD	25 days when the New Balance on your Visa Statement is paid in full each month. There is no grace period on cash advances.	25 days when the New Balance on your Visa Statement is paid in full each month. There is no grace period on cash advances.	25 days when the New Balance on your Visa Statement is paid in full each month. There is no grace period on cash advances.
CASH ADVANCE FEE	None from Star One Credit Union.	None from Star One Credit Union.	None from Star One Credit Union.
FOREIGN TRANSACTION FEE	1% (imposed by Visa)	1% (imposed by Visa)	1% (imposed by Visa)
LATE FEE	$15	$15	$15
OVER THE LIMIT FEE	$10	$10	$10
METHOD OF COMPUTING THE BALANCES FOR PURCHASES	The average daily balance method, including current transactions, overdrafts, and cash advances.	The average daily balance method, including current transactions, overdrafts, and cash advances.	The average daily balance method, including current transactions, overdrafts, and cash advances.
BENEFITS (click for more specific information on each card's benefit programs)	Auto Rental Insurance, Travel and Emergency Assistance, Emergency Travel Protection Program, Purchase Security, Warranty Manager Service, Concierge Service	Auto Rental Insurance, Travel and Emergency Assistance, Emergency Travel Protection Program, Purchase Security, Warranty Manager Service	Auto Rental Insurance

Fees and APR apply to new cards only. Learn more about individual card benefits. Apply now!