Overdraft Coverage at Star One provides you with the convenience of automatic access to your Money Market Savings balance, along with (as applicable) your Visa Credit Card or Credit Line Loan.

There are 3 types of Overdraft Coverage available. Choose one, two, or all three types, and let us know the order of importance:

• Savings Overdraft Coverage, automatically links your primary savings account to your checking account. If an item is presented for payment and there are not enough funds in your checking account, we'll automatically transfer funds in multiples of $100, up to your available savings balance. There is a $2 fee per transfer *
  
  

• Visa Credit Card Overdraft Coverage, upon approval, automatically links your Star One Visa Credit Card to your checking account. If an item is presented for payment and there are not enough funds in your checking account, we'll automatically advance funds in multiples of $100, up to your available Visa Credit Card limit. There is no cash advance or transfer fee for this service; however, interest begins to accrue from the date of advance. Apply for a Star One Visa credit card now!

• Credit Line Loan Overdraft Coverage, upon approval (and if you do not have a Star One Visa Credit Card) automatically links your Star One Credit Line Loan to your checking account. If an item is presented for payment and there are not enough funds in your checking account, we'll automatically advance funds in multiples of $100, up to your available Credit Line Loan limit. There is no cash advance or transfer fee for this service; however, interest begins to accrue from the date of advance.

If you already have a Star One Checking Account and would like to set up overdraft coverage, click here, or call us at (866) 543-5202 or (408) 543-5202 to speak with a Member Service Representative. If you don't yet have a Star One Checking account, apply today. Be sure to choose your desired type of overdraft coverage, and don't forget to sign up for a Visa Check Card, Touchtone Teller and Online Banking!