| Excess Withdrawal Fee |
$ 3.00 |
Charged for each withdrawal by cash or check, which exceed five per calendar month. (ATM & Touchtone Teller transactions are excluded.)
|
| Monthly Service Charge: |
| 55 Plus Club (Club benefits continue for accounts that are coded 55 Plus on or before June 30, 2000) |
No Charge |
| 55-Plus Members receive up to two complimentary boxes of 120 duplicate exclusive design checks per year. (3rd and subsequent orders within one year at regular price.) |
|
| On membership accounts with deposit or loan balances that total $5,000 or more during the last five days of the previous calendar month |
No Charge |
| Student Checking (age 25 and younger) |
No Charge |
| Daily Balance $300 or more |
No Charge |
| Daily Balance under $300 |
$ 3.00 |
| Check Printing Charges: |
| Initial order of 50 duplicate exclusive design checks |
No Charge |
Super Service members receive up to two complimentary boxes of 50 duplicate exclusive design checks per year.
One box of 50 duplicate exclusive design checks. |
$ 8.38 |
| One box of 120 duplicate exclusive design checks |
$ 10.53 |
| Additional styles and designs are subject to vendor pricing |
| Per Check Charge |
No Charge |
| Overdraft Transfer Fee (See account limitations): |
| From savings in $100 increments |
$ 2.00 each |
| Amount of overdraft, if less than $100 is available and balance is sufficient to cover overdraft |
$ 2.00 each |
| Check Copy** |
$ 2.00 each |
|
NOTE: Up to 2 check copies with respect to each statement cycle will be provided at no charge when the following information is supplied: check number, amount, payee, posting date and trace number (posting date and trace number are shown on the monthly statement).
|
| Rush/Faxed Check Copy |
$ 5.00 each |
| Postdated Order (per check) |
$ 13.00 |
| (Postdated orders must be in writing) |
| Bill Pay Monthly Fee |
$ 4.00 |
| Credit for Direct Deposit |
(refund) $ 2.00 |
| Credit for Online Statement (regular statement only) |
(refund) $ 2.00 |
| Credit with account or loan relationship ≥ $5,000 if you do not qualify for one of the two criteria above |
(refund) $ 2.00 |
| First Check over $250 |
No Charge |
| Up to 3 checks per day with account or loan relationship ≥ $5,000 or more |
No Charge |
| All check(s) under $250 or each additional check(s) issued at the Teller Window |
$ 3.00 |
|
NOTE: No charge for checks payable to members for any amount through the Touchtone Teller or Online Banking.
|
Return Item Fee (per check/ACH item)
Returned due to: insufficient funds in account, closed account, refer to maker, improper completion of check, incorrect account number, check written against deposited funds not yet collected by the Credit Union, checks paid against insufficient or uncollected funds or items/checks overdrawing account paid for by the Credit Union. |
$ 13.00 |
Foreign Check Collection Fee
(Plus any bank charges - if applicable) |
$ 25.00 |
| Domestic Check Collection Fee |
$ 10.00 |
| Incoming Wire Free |
No Charge |
| Domestic Outgoing Wire Fee |
$ 20.00 |
| With account or loan relationship ≥ $5,000 |
$ 15.00 |
| International Outgoing Wire Fee |
$ 30.00 |
| With account or loan relationship ≥ $5,000 |
$ 25.00 |
| Duplicate Statement Copy |
$ 3.00 |
| Interim Statement |
$ 2.00 |
| Legal Response Fee (per request) |
$ 10.00 |
Account Research/Reconciliation (per hour)
(Based on 15 minute increments) |
$ 20.00 |
Overnight Package Delivery (only available for CU business)
Domestic |
$20.00 |
| International |
$45.00 |
| Returned Deposit/Payment from member |
$ 13.00 |
| Returned Deposit/Payment from non-member |
$ 10.00 |
| Stop Payment Order (including ACH) |
$ 13.00 |
| (Stop Payment requests must be in writing) |
| Signature Guarantee & Medallion Stamps |
$ 2.00 |
| (per signature - max $ 10.00) |
| American Express Travelers Checks |
No Charge |
| VISA Gift Card |
$ 3.95 each |
| Notary Fee - (per person) |
Limit of 1 free |
| 2nd and subsequent notarized document |
$10.00 |
| Verification of Deposits and Immigration Letters |
$ 5.00 each |
| Non-Member Check Cashing Fee |
$ 5.00 each |
| Escheat Notification - 2nd Notice |
$ 2.00 |
| Escheat Notification - accounts <$50 |
No fee |
| (State Regulated) |
|
| Invalid Address (2nd and each subsequent notice) |
$ 2.00 |
| VISA Currency Conversion/Foreign Transaction Fee |
up to 1% |
| Redemption at self-service machine combined with account or loan relationship ≥ $5,000 |
No Charge |
| Age of primary member is under 18 |
No Charge |
| Redemption at self-service machine combined account & loan balances under $5,000 |
15% of coin redemption total |
| Redemption at teller window |
20% of coin redemption total* |
| *Fee is applicable when coin transaction equals or exceeds standard rolled coin amounts. |
| |
| Transactions at Star One CU owned ATM |
No Charge |
| Point of Sale Purchases |
No Charge
|
| Transactions at Non-proprietary ATM or Merchant: |
| Additional fees may be imposed by the machine owner or merchant. These will be assessed and disclosed at the machine or Point of Sale terminal. |
| ATM Cash Withdrawals: |
| First twenty (20) per calendar month |
No Charge |
| 21st and subsequent per calendar month |
$ 1.00 each |
| On membership accounts with deposit or loan balances that total $5,000 or more during the last five days of the previous calendar month |
Unlimited, No Charge |
| Transfers |
No Charge
|
| In-Branch |
|
| Recurring ACH Transfer Set-up (incoming) |
No Charge |
| Recurring ACH Transfer Set-up (outgoing) |
$ 5.00 |
| Recurring ACH Cancellation Free (within 90 days of set-up) |
$ 5.00 |
| Online Banking |
|
| ACH Online Self Service Set-up |
No Charge |
| Each Online Standard ACH Transfer (incoming) |
No Charge |
| Each Online Standard ACH Transfer (outgoing) |
$ 2.00 |
| Each Online Express ACH Transfer (incoming) |
$ 5.00 |
| Each Online Express ACH Transfer (outgoing) |
$ 5.00 |
