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Online Statement Consent Agreement

Regular Statement Disclosure

By choosing to enroll in the e-statements offering you agree to accept your periodic account statements online only, through Star One's Online Banking program. Your online periodic statements will include the periodic account and transaction activity for your deposit, loan, and electronic funds transfer services and periodic notice of billing error rights. You may access your statements as Internet web PDF or HTML documents (images) through the Online Banking program. You must have a functional, certified internet browser and Adobe Acrobat Reader software to access the statements and a printer or ability to download the statements for your records. New Users who activate this feature before the last day of the month will be able to view their online statements after the first business day of the next month. We will send you an e-mail reminder when your statement is available for viewing. You must have an e-mail address on file in the "User Options" section in order to accept this disclosure and to receive and view online statements. Upon agreeing to receive statements online, the paper version will not be mailed to you. In addition it is your responsibility to inform the Credit Union of any change in your e-mail address by updating it in the "User Options" section. There are no fees or account restrictions for requesting paper statements only, choosing to withdraw your consent for online statements, or changing your email address. You have the right to request and receive periodic statements in paper form and you may withdraw your consent to receive e-statements only, at any time by using the system to un-enroll.

Visa Statement Disclosure

By choosing to enroll in the Visa e-statements offering you agree to accept your Visa statements online only, through Star One's Online Banking program. Your online Visa statements will include the Visa account and transaction activity and periodic notice of billing error rights. You may access your Visa statements as Internet web PDF or HTML documents (images) through the Online Banking program. You must have a functional, certified internet browser and Adobe Acrobat Reader software to access the Visa statements and a printer or ability to download the Visa statements for your records. New Users who activate this feature before the scheduled cycle date (e.g. the 5th, 10th, 15th or 20th), will be able to view their online Visa statements in the same month that they register. If you activate the service after your cycle date, you will be able to view your first Visa e-statement the following month on or after the cycle date (e.g. the 5th, 10th, 15th or 20th). We will send you an e-mail reminder when your Visa statement is available for viewing. You must have an e-mail address on file in the "User Options" section in order to accept this disclosure and to receive and view online Visa statements. Upon agreeing to receive your Visa statements online, the paper version will not be mailed to you. In addition it is your responsibility to inform the Credit Union of any change in your e-mail address by updating it in the "User Options" section. There are no fees or account restrictions for requesting paper Visa Statements only, choosing to withdraw your consent for online Visa statements, or changing your email address. You have the right to request and receive Visa statements in paper form and you may withdraw your consent to receive online Visa statements only, at any time by using the system to un-enroll.

Annual IRA Statement Disclosure

By choosing to enroll in the Annual IRA e-statements offering you agree to accept your Annual IRA statements online, through Star One's Online Banking program. Your online Annual IRA statements will include the account and transaction activity for your IRA. You may access your Annual IRA statements as Internet web PDF documents (images) through the Online Banking program. You must have a functional, certified browser and Adobe Acrobat Reader software to access the statements and a printer or ability to download the statements for your records. We will send you an e-mail reminder when your Annual IRA statement is available for viewing. You must have an e-mail address on file in the "User Options" section in order to accept this disclosure and to receive and view online Annual IRA statements. You have the right to request and receive Annual IRA statements in paper form and you may withdraw your consent to receive online statements, at any time by using the system to un-enroll. In addition it is your responsibility to inform the Credit Union of any change in your e-mail address by updating it in the "User Options" section. There are no fees or account restrictions for requesting paper Annual IRA statements only, choosing to withdraw your consent for Annual IRA online statements, or changing your email address.

Mortgage Statement Disclosure

By choosing to enroll in the e-statements offering you agree to accept your periodic mortgage loan statements online only, through Star One's Online Banking program. Your online periodic mortgage statements will include the periodic loan balance, payment information, transaction activity, loan account information for your mortgage loan and contact information and annual mortgage interest statement. You may access your mortgage statements as Internet web PDF or HTML documents (images) through the Online Banking program. You must have a functional, certified internet browser and Adobe Acrobat Reader software to access the statements and a printer or ability to download the statements for your records. New Users who activate this feature before the last day of the month will be able to view their online statements after the first business day of the next month. We will send you an e-mail reminder each month when your mortgage statement is available for viewing. You must have an e-mail address on file in the "User Options" section in order to accept this disclosure and to receive and view online statements. Upon agreeing to receive statements online, the paper version will not be mailed to you. In addition it is your responsibility to inform the Credit Union of any change in your e-mail address by updating it in the "User Options" section. There are no fees or loan restrictions for requesting paper statements only, choosing to withdraw your consent for online mortgage statements, or changing your email address. You have the right to request and receive periodic mortgage statements in paper form and you may withdraw your consent to receive e-statements only, at any time by using the system to un-enroll.

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