Visa Debit Cards & ATM Cards
It is important to understand the differences between our Visa Debit card and Automated Teller Machine (ATM) card. A Visa Debit Card is automatically provided when you open a checking account, and has more functionality and accessibility to your accounts than an ATM card. The great news is that the only requirement to obtain a Visa Debit Card is to have a checking account. 
for a Star One Checking Account.
Our Visa Debit card offers the following benefits:
- Safety - It eliminates the need to carry cash or your checkbook.
- Fast transactions - No need to write checks or verify your ID. Just swipe your card. Funds are withdrawn directly from your checking account. It's just like an electronic check!
- Payment type options - Choose from PIN or signature based transactions (you will need to choose the "Credit" option at the point of sale). Signature based transactions are protected by Visa and helpful to you in disputes.
- Convenience - Shop at home either online or over the phone. Use your card outside the US to make cash withdrawals or purchases.
- Save money - No monthly Debit Card usage fees. No check printing costs. No Star One transaction fees or interest rate fees.
- Easy record keeping - Payee information shows up in downloads to your favorite personal financial software, such as Quicken, Money, and Finance Works.
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Visa Debit Card
|
ATM Card
|
|
| Protected by Visa |
X
|
|
| Accepted for US/Domestic Point of Sale (POS) purchases |
X
|
X
|
| Accepted for US/Domestic Signature Based purchases |
X
|
|
| Accepted for Internet/Telephone purchases |
X
|
|
| Accepted for International purchases |
X
|
|
| Cash withdrawals - US/Domestic |
X
|
X
|
|
Cash withdrawals - International* *Note - Some European countries only allow ATM withdrawals from checking. To ensure account access while traveling abroad, Star One highly recommends traveling with a Visa Debit Card. Learn more on our Travel & Large Purchase Tips page. |
X Recommended
|
|
| CO-OP Deposits |
X
|
X
|
| Balance Inquiries |
X
|
X
|
| Transfers between savings & checking accounts |
X
|
X
|
| Maximum daily transaction amount |
$3,000
|
$500
|
| Maximum daily withdrawal amount |
$500
|
$500
|
Access
Use your Visa Debit Card or ATM Card anywhere you see the Visa, Plus, CO-OP or Interlink logos.
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See our Visa Debit Card Agreement and Disclosure Statement or ATM Card Agreement and Disclosure Statement for specific information.
Note: Some network ATM owners and POS merchants assess a surcharge for each transaction. Maximum cash back may vary by merchant.
