Star One Credit Union
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How to Move Money

Use your smartphone camera to deposit checks!

Transfer money in from your accounts outside Star One the fastest way: just write a check to yourself and snap a photo!

Star One also offers many other ways to move funds in and out of the Credit Union. How you move funds depends on:

  • how often you want to move funds
  • how quickly you want to move funds
  • where you want to move funds

See the charts below for more specific information on External Funds Transfers, Express Transfers, Recurring ACH Transfers, Wire Transfers, and Online Account Transfers.

Online Account Transfer

External Funds Transfer & Express Transfers

Recurring ACH Transfer

Wire Transfer
 

Examples:

  • Move funds between your Star One Accounts
  • Schedule Transfers for future or recurring transfers between your Star One Accounts

Examples:

  • Move funds between your Star One Checking or Savings accounts and your accounts at other financial institutions

Examples:

  • Mortgage or loan payments at other financial institutions

Examples:

  • For a down payment on a home purchase at another financial institution
  • Transfer funds overseas
Attributes:

  • Self-service within Online Banking
  • E-mail alerts
  • No limits on transaction amounts
  • One-time or recurring
  • Regulation D restrictions apply
Attributes:

  • Self-service within Online Banking
  • E-mail alerts
  • Limited transaction amounts (see chart below)
  • One-time or recurring
  • Use Star One Checking or Savings accounts only

Attributes:

  • Recurring
  • Limited transaction amounts
  • One-time set-up
Attributes:

  • One-time transaction
  • Transaction amounts subject to approval
  • May move funds out of the US

 

See the table below for specifics on each transfer type.

 
External Funds Transfer
One time and recurring
Express Transfer
One time and recurring
 
Recurring ACH Transfer
Wire Transfer
 
How to transact
In Online Banking/Online Services
In Online Banking/Online Services
Complete Form
in Online Banking/Online Forms or here
Complete Form
in Online Banking/Online Forms
E-mail notifications available?
Yes from
fts-alert@umonitor.com
Yes from
fts-alert@umonitor.com
No
Outgoing: Yes / Incoming: Upon set-up request
Minimum transfer amount
$20
$20
$5
Subject to Approval
Maximum transfer amount
$5,000
$5,000
$5,000
(must be recurring)
Subject to Approval
Maximum # transactions per day
3
3
3
Subject to Approval
Maximum transaction amount per day
$5,000
$5,000
$5,000
Subject to Approval
Maximum # transactions per week
5
5
3
Subject to Approval
Maximum amount per week
$7,500
$7,500
$15,000
Subject to Approval
Per Transaction fee - Incoming
None
$5
None
None
Per Transaction fee - Outgoing
None
$5
None
Domestic Outgoing Wire Fee - $20
With account/loan balances >$5,000 - $15
International Outgoing Wire Fee - $30
With account/loan balances >$5,000 - $25
One Time Set-Up Fee (Outgoing)
None
None
$5
None
Non-Sufficient Funds/Overdraft fee
$13
$13
$13
None
Cancellation Fee (prior to three months)
None
None
$5
None


Always use Star One's ABA/routing number, 321177968, when transferring funds to or from Star One.

Questions? Just call us at (408) 543-5202 or (866) 543-5202 or contact us via e-mail.

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