How to Move Money
Star One offers many ways to move funds in and out of the Credit Union. How you move funds depends on:
-
how often you want to move funds
-
how quickly you want to move funds
-
where you want to move funds
See the charts below for more specific information on External Funds Transfers, Express Transfers, Recurring ACH Transfers, Wire Transfers, and Online Account Transfers.
|
Online Account Transfer |
External Funds Transfer & Express Transfers |
Recurring ACH Transfer |
Wire Transfer |
|
Examples:
|
Examples:
|
Examples:
|
Examples:
|
Attributes:
|
Attributes:
|
Attributes:
|
Attributes:
|
See the table below for specifics on each transfer type.
|
External Funds Transfer
One time and recurring |
Express Transfer
One time and recurring |
Recurring ACH Transfer
|
Wire Transfer
|
|
| How to transact |
In Online Banking/Online Services
|
In Online Banking/Online Services
|
Complete Form
in Online Banking/Online Forms or here
|
Complete Form
in Online Banking/Online Forms
|
| E-mail notifications available? |
Yes from
fts-alert@umonitor.com |
Yes from
fts-alert@umonitor.com |
No
|
No
|
| Minimum transfer amount |
$20
|
$20
|
$5
|
Subject to Approval
|
| Maximum transfer amount |
$5,000
|
$5,000
|
$5,000
(must be recurring) |
Subject to Approval
|
| Maximum # transactions per day |
3
|
3
|
3
|
Subject to Approval
|
| Maximum transaction amount per day |
$5,000
|
$5,000
|
$5,000
|
Subject to Approval
|
| Maximum # transactions per week |
5
|
5
|
3
|
Subject to Approval
|
| Maximum amount per week |
$7,500
|
$7,500
|
$15,000
|
Subject to Approval
|
| Per Transaction fee - Incoming |
None
|
$5
|
None
|
None
|
| Per Transaction fee - Outgoing |
$2
|
$5
|
None
|
Domestic Outgoing Wire Fee - $20
With account/loan balances >$5,000 - $15 International Outgoing Wire Fee - $30 With account/loan balances >$5,000 - $25 |
| One Time Set-Up Fee (Outgoing) |
None
|
None
|
$5
|
None
|
| Non-Sufficient Funds/Overdraft fee |
$13
|
$13
|
$13
|
None
|
| Cancellation Fee (prior to three months) |
None
|
None
|
$5
|
None
|
Always use Star One’s ABA/routing number, 321177968, when transferring funds to or from Star One.
Questions? Just call us at (408) 543-5202 or (866) 543-5202 or contact us via e-mail.
