Star One Credit Union
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Certificate Accounts

Star One Credit Union Certificate Accounts offer a safe home and a high yield for your savings. Compare us to the competition!

 

 Dividend Rate

 APY

6 Month Certificate

0.70%

0.70%

1 Year Certificate

0.75%

0.75%

2 Year Certificate

0.80%

0.80%

Features

  • $2,500 minimum deposit ($100 for IRAs)
  • 6 month, 1 year and 2 year terms
  • Certificate rates are fixed for the duration of term
  • Dividends are paid monthly and at maturity
  • You can direct your dividends to be:
    • added to your certificate account principal or
    • automatically transferred to your Star One checking and savings account or
    • mailed to your home

If you are an existing member and want to open a certificate account, log in to Online Banking and click on the "Online Services" tab. Then click on "Enter" on the "Parsam Technologies – Open a Sub-Savings Account, Checking Account or Certificate Account" area.
  

Transaction Limitations

You may not make subsequent deposits to your certificate account. You may make partial withdrawals of principal from your account before maturity. Principal withdrawn before maturity is subject to a premature withdrawal penalty. The account may not be taken below the minimum balance requirements for the certificate account without redeeming the entire account.

Premature Withdrawal Penalty

We may impose a penalty if you withdraw any of the principal before the maturity date or the renewal date. These penalties are:

  • 6 month term - 90 days' dividends
  • 1 year term - 180 days' dividends
  • 2 year term - 180 days' dividends

Insurance

All Credit Union accounts are insured to $250,000 by the National Credit Union Administration, an agency of the United States Government.

Sign up for eNotices to receive selected account notices and annual tax forms online. To enroll, log in to Online Banking and click on the eNotices link on the Account Access tab. Learn more here.

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