Star One Credit Union
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Announcing Free Checking

Rewards Checking: Free Checking and more!
New Rewards Checking also offers unlimited free ATM withdrawals (no Star One fee) and unlimited free checks
Student Checking

For anyone age 25 or under—includes all the Free Checking features, plus an ATM surcharge refund of up to $10 per month.

Link your student checking to a Star One Visa for overdraft coverage.

Easily transfer funds online to your accounts at other banks or to your student loans.

Pay with Apple Pay and your Star One Visa Debit Card

Totally free checking with no monthly fee and with free Bill Pay!

We have enhanced our checking account. Star One's free checking account offers full checking and e-checking features, earns interest, has lower fees, and provides an extensive network of ATMs beyond what the big banks can offer.

Current members… no action is required, you're automatically qualified for free checking.

We even eliminated our savings-to-checking transfer fee!

  • Earn 0.25% interest1
  • No monthly fee
  • Free online Bill Pay
  • Over 35,000 ATMs
    In the CO-OP Network and at 7-Eleven® stores
  • 20 free ATM withdrawals
    From savings or checking; subsequent withdrawals only $1
  • $0 overdraft coverage fee2
    When linked to your Star One Visa card

More checking and e-checking benefits at Star One

Add a Star One checking account3

Members: Log into Online Banking and add a checking account to your Star One membership (choose "Open Sub Saving/Checking/Certs" in the "Online Services" menu)

Non-members: Join Star One today and add a checking account while signing up

Compare Checking Accounts

Free Checking Accounts will automatically be upgraded to Rewards Checking Accounts in any given month based on transactions and qualifications of the prior month.
  Free Checking Rewards Checking Student Checking
$0 Monthly Fee
Standard Checking
0.25% APY
Rewards Checking
0.75% APY
$0 Bill Pay Fee
Free first box of 50 checks
Free checks    
ATM surcharge refund—$20/month    
ATM surcharge refund—$10/month    
Free, secure Online and Mobile Banking
eStatements/eNotices/eTax/eLoan Coupons
Visa Debit Card
ezDeposit and Mobile Deposit
Touchtone Teller
Shared Branch Network—over 6,500 branches and nearly 30,000 ATMs nationwide

Member satisfaction at Star One consistently rates at 97%, based on an independent survey conducted by Raddon Financial Group.

See the Checking and Savings Disclosure and the Membership and Account Agreement for more information.

1. Minimum deposit of $100 required to open a checking account. Fees may reduce earnings.

2. These transfers will be treated as cash advances. Interest accrues from the date of the advance.

3. Star One utilizes ChexSystems to assess checking account activity. Go to for additional information.

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