Star One Overdraft Coverage Application
Please complete, print, sign, date and mail this application to Star One Credit Union, P.O. Box 3643, Sunnyvale, CA, 94088-3643, Attn: Account Services. Click here to access our Opt-In/OPt-Out page for more information.
Please provide the following information:
| Member Name (Primary) | Member Number | ||
| Member Name (Joint) | Phone | - - | |
| E-mail Address | Alternate Phone | - - |
Please apply Overdraft Coverage to my Checking Account from the following account(s):
First Choice:
Second Choice:
Third Choice:
Fourth Choice:
Notes about choosing your Overdraft Coverage preferences:
- By choosing your Visa Credit Card(s) as a form of Overdraft Coverage, we will automatically advance funds in multiples of $100, up to your available Visa Credit Card limit. There is no fee for this service; however, interest begins to accrue from the date of advance.
- Regardless of primary Overdraft Coverage selection, your Savings Account will be automatically linked to your Checking Account as an additional form of overdraft coverage. Transfers from Savings are limited to 6 per month due to Federal Regulation D for a fee of $2.00 per transfer.*
- Courtesy Pay may automatically cover any insufficient item presented for payment to your Checking Account up to a limit of $2,000; this includes overdrafts on checks, debit card transactions, bill payments and ACH transactions. There is a fee of $13 per covered item.* Qualification for Courtesy Pay is based on a FICO score of 600 or above and good standing at Star One (no delinquent payments on any Star One loans).
- *For details, refer to our Membership and Account Agreement and our Checking and Savings Account Disclosure.
Primary applicant signature: ____________________________________
Date: _______________
