Credit Cards - Overview 
No surprises. Low rates. No annual fees. That's what you've come to expect from Star One.
And our Credit Cards are no different. You'll benefit from easy online account management and rest easy knowing that we don't charge exorbitant fees on late payments, cash advances, or balance transfers. All cards include a 25 day grace period on purchases.
for a Visa Credit Card and receive an response in less than 30 seconds! Your card type and rate are based on credit qualification.
Visa Platinum
- 8.75% interest rate
- Same low rate for purchases, cash advances and balance transfers
- Features Visa Concierge service, return purchase protection, and travel & accident insurance
- Special Visa discounts
- More Benefits
Visa Gold
- 9.75% interest rate
- Same low rate for purchases, cash advances and balance transfers
- Features travel & accident insurance
- Special Visa discounts
- More Benefits
Visa Classic
- 12.75% - 14.75% interest rate
- Same low rate for purchases, cash advances and balance transfers
- Special Visa discounts
- More Benefits
- Student Visa - without co-signer
- Age 25 and younger
- Max $1,500, Min $100
- 12.75% APR
- Income required
Would you prefer a pre-paid card? Star One has a solution for you. Learn about the Star One Visa Gift Card.
Cardholder Services
- Lost/Stolen Card - Call us at (408) 543-5202 or toll-free (866) 543-5202. After hours call Visa collect at (410) 581-9994, or toll free at (800) VISA-911.
- Complete our "Travel Notification Form" in Online Banking behind the Online Forms tab
- Payment Calculator
- Dispute a Credit/Debit Card Transaction
- Add an Authorized User
- Balance Transfer
