Visa Credit Cards
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INTEREST RATES AND INTEREST CHARGES |
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Annual Percentage Rate (APR) for Purchases |
8.75% VISA Platinum
9.75% VISA Gold |
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APR for Cash Advances & Balance Transfers |
8.75% VISA Platinum
9.75% VISA Gold |
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How to Avoid Paying Interest on Purchases |
Your due date is 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance that you pay by the due date each month. |
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For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard |
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FEES |
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Annual Fee |
None |
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Transaction Fees
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Up to 1% of the US dollar amount of the foreign transaction. |
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Penalty Fees
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$15 |
How We Will Calculate Your Balance: We use a method called "daily balance (including new purchases)".
We reserve the right to amend the VISA Credit Card Agreement as permitted by law. The above rates and fees are current as of April 6, 2010.
Fees and APR apply to new cards only. Learn more about individual card benefits. Apply now!
