Star One Credit Union
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Star One Visa Signature Rewards Card

Earn 1.25 Rewards Points for every dollar spent!

The only credit card you'll ever need. You're eligible with your excellent credit and minimum $5,000 credit limit.

Our super-low non-variable 8.75% interest rate comes with: no annual fee, no balance-transfer fees, and no foreign-transaction fees.

Special VIP benefits for Star One members

Get through airport security lines faster with a CLEAR membership at no additional cost from Star One. Get details at
Trip Cancellation/
Interruption Protection

Have peace of mind making travel arrangements when your travel plans change unexpectedly for a covered reason.

Special Signature Card benefits

  • CLEAR Membership
    Get through airport security lines faster with a CLEAR membership at no additional cost from Star One. Get details at
  • Trip Cancellation/Trip Interruption $5,000
    Sometimes trips get cut short or called off altogether because you, or an eligible family member, get sick or injured. When you use your Visa card, you can be reimbursed for the unused non-refundable portion of the common carrier (airline, bus, train, cruise ship) passenger fare.
  • Signature Concierge Services
    Offers you personalized assistance with travel and restaurant reservations, gift arrangements, business services, and more. The cost of any goods or services provided are the cardholder's responsibility.

Visa benefits

  • Auto Rental Collision Damage Waiver (CDW)
    Now you have one less thing to worry about when you rent a car. With your Visa card, you're covered for damage due to collision or theft so you can rest easy in your rental. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.
  • Emergency Card/Cash Replacement
    This efficient, 24x7x365 worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. Please click here for a full listing of Visa Global Customer Assistance Services toll-free numbers.
  • Cardholder Inquiry Service
    Brings you the convenience of fast, 24/7 assistance for questions related to Visa products.
  • Redeem points for travel, cash, retail gift cards or merchandise
    We've carefully tailored an exceptional Rewards Program that can fit your needs and replace your other rewards cards. Our points system is generous so earning ample points is easy, and redeeming them is simple and straightforward.
  • Lost/Stolen Card Reporting
    Makes it easy to report a lost or stolen Visa card anytime, 24x7x365 from anywhere in the world. Just call 1-800-VISA-911, or, internationally, call collect at +1-303-967-1096. Please click here for a full listing of Visa Global Customer Assistance Services toll-free numbers.
  • Year-End Statement Summary
    A convenient overview of your activity helps you plan next year's spending.

Travel convenience and protection

  • Hotel Theft Protection ($1,500)
    Protect your belongings whether you're staying at a roadside motel or a luxury resort. When you pay for your hotel/motel with your Visa card, you can be reimbursed for covered personal property that is stolen from your room.
  • Travel Accident Insurance ($500,000)
    Take comfort in knowing you and your eligible family members are protected when you travel. When you purchase your common carrier (airline, bus, train, cruise ship) tickets with your eligible Visa card you get accidental death and dismemberment coverage so you can travel with peace of mind.
  • Travel and Emergency Assistance Services
    Put your mind at ease when you are traveling and get help coordinating medical, legal, and travel services when you need them. The cost of any goods or services is your responsibility.
  • Roadside Dispatch
    Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services giving you peace of mind when you're out on the road. Call 1-800-VISA-TOW for further details.
  • Warranty Manager Service
    Double the time period of the manufacturers' warranty, up to one additional year, for eligible items purchased with your Visa card. You can also register your receipt and warranty information, which can be kept on file when you need them.

Outstanding Star One benefits

  • Cash advances at same rate as purchases
    Some financial institutions charge higher interest rates for cash advances.
  • Zero-Liability Protection against unauthorized transactions
    You're not responsible for fraudulent charges made with your Star One Visa Credit Card, provided you notify Star One of fraudulent transactions within a reasonable timeframe. Learn more.
  • Low late fee and no interest-rate increase if a payment is missed
    Some financial institutions charge exorbitant fees on late payments, but not Star One!
  • Convenient automatic payment option
    Never miss a payment when you select automatic payment from your Star One account.
  • Overdraft coverage for your checking account
    If an item is presented for payment and there are not enough funds in your checking account, Overdraft Coverage can automatically advance funds from your Star One Credit Line Loan, with no transfer fee. However, interest on these funds will accrue at your usual credit-card rate, starting on the date of advance.

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