Home Loans

Home Borrow Home Loans
Fixed-Rate First Mortgage

Turn “someday” into a move-in date with a Star One home loan

It's not just a house—it's your life. Find solid ground with a fixed-rate mortgage.

You’re a person to us, not a number. But speaking of numbers? We have some great ones.

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Enter A Desired Mortgage Amount
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Mortgage loans are available up to $5 million
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Fixed Rate Mortgages
No origination fees and fast approval
30-Year Fixed-Rate Mortgage [1]
Rate
5.750%
APR Conforming[2] [3] [4]
5.851%
APR Jumbo [5] [2] [3]
5.801%
Get Started
20-Year Fixed-Rate Mortgage [1]
Rate
5.500%
APR Conforming[2] [3] [4]
5.631%
APR Jumbo [2] [3] [5]
5.566%
Get Started
15-Year Fixed-Rate Mortgage [1]
Rate
5.375%
APR Conforming[2] [3] [4]
5.539%
APR Jumbo [2] [3] [5]
5.456%
Get Started
10-Year Fixed-Rate Mortgage [1]
Rate
5.250%
APR Conforming[2] [3] [4]
5.344%
APR Jumbo [2] [3] [5]
5.344%
Get Started
Adjustable Rate Mortgages
No origination fees and fast approval
3-Year Fixed-to-Adjustable-Rate Mortgage [7]
Rate
5.125%
APR Conforming[2] [3] [4]
5.878%
APR Jumbo [2] [3] [5]
6.015%
Get Started
5-Year Fixed-to-Adjustable-Rate Mortgage [8]
Rate
5.250%
APR Conforming[2] [3] [4]
5.807%
APR Jumbo [2] [3] [5]
5.910%
Get Started
7-Year Fixed-to-Adjustable-Rate Mortgage [9]
Rate
5.500%
APR Conforming[2] [3] [4]
5.846%
APR Jumbo [2] [3] [5]
5.920%
Get Started
10-Year Fixed-to-Adjustable-Rate Mortgage [10]
Rate
5.625%
APR Conforming[2] [3] [4]
5.855%
APR Jumbo [2] [3] [5]
5.893%
Get Started
30-Year 5/5 Adjustable-Rate Mortgage [11]
Rate
5.250%
APR Conforming[2] [3] [4]
5.731%
APR Jumbo [2] [3] [5]
5.835%
Get Started
Home Equity Mortgages
No origination fees and fast approval
Home Equity Loan 20 Years Fixed [12] [13]
Rate
6.250%
APR [3]
6.315%
Get Started
Adjustable-Rate Home Equity Loan [14] [15] [13]
Rate
6.125%
APR [3]
6.524%
Get Started
Home Equity Loan 15 Years Fixed [12] [13]
Rate
6.125%
APR [3]
6.204%
Get Started
Home Equity Line of Credit, California, owner-occupied [16] [13]
Rate
6.750%
APR [3]
6.750%
Get Started
Investment Property Rate Mortgages
No origination fees and fast approval
30-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.375%
APR Conforming[2] [3] [4]
6.485%
APR Jumbo [2] [3] [5]
6.433%
Get Started
20-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.250%
APR Conforming[2] [3] [4]
6.393%
APR Jumbo [2] [3] [5]
6.325%
Get Started
15-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.000%
APR Conforming[2] [3] [4]
6.175%
APR Jumbo [2] [3] [5]
6.091%
Get Started
10-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
5.875%
APR Conforming[2] [3] [4]
6.119%
APR Jumbo [2] [3] [5]
6.001%
Get Started
3-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [18]
Rate
5.875%
APR Conforming[2] [3] [4]
6.072%
APR Jumbo [2] [3] [5]
6.209%
Get Started
5-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [19]
Rate
6.000%
APR Conforming[2] [3] [4]
6.104%
APR Jumbo [2] [3] [5]
6.206%
Get Started
7-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [20]
Rate
6.125%
APR Conforming[2] [3] [4]
6.170%
APR Jumbo [2] [3] [5]
6.242%
Get Started
10-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [21]
Rate
6.250%
APR Conforming[2] [3] [4]
6.273%
APR Jumbo [2] [3] [5]
6.307%
Get Started
Home Loans
Saving 1% can mean a lot when it comes to real estate

No origination fees. Low closing costs. Here’s how we help you get into the real estate game. 

  • Affordable first-time home-buyer program 
  • Fast approvals and quick closing 
  • Loans up to $5 million at same competitive rate 
  • Special 10-year mortgage with no Star One loan-related closing costs 
  • 15-year, 20-year, and 30-year mortgages also available 
  • Fixed-rate second mortgage with no-closing-costs option 
  • Reduce the interest rate on your current Star One mortgage with Mortgage Rate Modification (as featured in Wall Street Journal)
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Loan Services

Mortgage Interest Statement Form 1098

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How to pay Star One Loans 

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Homeowner and Flood Insurance

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Mortgage Rate Lock

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Track a Mortgage Rate

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At Star One, you’re not just opening an account—you’re unlocking a better way to bank. With consistently low loan rates, higher savings returns, and support that actually supports, we’re here to make your financial life feel less like work.

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