Star One Credit Union
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Mortgage Rate Modification

This modification process allows you to modify the interest rate and payment over the remaining term on the current principal balance of an existing Star One Credit Union mortgage without completing or submitting an application for refinance. A modification, however, is not applicable for cash-out transactions.

  • No application required—simply complete our request form
  • First and Second Trust Deed mortgages are eligible
  • Low fee (0.5% of your outstanding loan balance with a minimum fee of $750 and maximum fee of $1,500)

Certain mortgage loans may not qualify for rate modification. Please contact us at (408) 543-5202 or (866) 543-5202 to see if your loan is eligible. After we determine your eligibility, please complete the Real Estate Rate Modification Form.

NCUAEqual Housing Lender
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