Real Estate Rate Modification
(not the US Government mortgage bailout program)
This modification process allows you to modify the interest rate and payment over the remaining term on the current principal balance of an existing Star One Credit Union mortgage without completing or submitting an application for refinance. A modification, however, is not applicable for cash-out transactions.
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No application required - simply complete our request form
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First and Second Trust Deeds are eligible
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Low fee ($750 minimum, 0.5% of the outstanding loan balance or $1,500 maximum)
Certain loans may not qualify for rate modification. Please contact us at (408) 543-5202 or (866) 543-5202 to see if your loan is eligible. After we determine your eligibility, please complete the Real Estate Rate Modification Form.
