Star One Credit Union
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Refinance a car loan, or modify an existing Star One car loan

Are today's loan rates lower than your current car loan rate?

Let Star One's lower interest rates help you reduce your car-loan payments!

Refinance a car loan

Refinance your current car loan for cash out and receive a great low rate with flexible terms.

Your loan amount will be based on your car's Kelley Blue Book or NADA value and your creditworthiness. Some restrictions may apply. A $75 fee applies to refinance an existing Star One automobile loan.

Whether you're currently financed at Star One or elsewhere:

Interest-rate reduction on a current Star One car loan

Apply to have your interest rate reduced (only $75)!

If approved, you only pay the current used-car-loan rate—based on your creditworthiness—for the remaining months of the loan. Some restrictions may apply.

 

 
Used Car Loan Rates—Loans $30,000 or more 
Annual Percentage Rate Range
1.79% - 8.29%(sup)^(/sup)
Discounted**
($75.00 fee to refinance or modify
a Star One Auto Loan)
Monthly payment: $12.68 - $15.74 per $1,000
Fixed rate, 7 Years maximum term
2.54% - 9.04%(sup)^(/sup)
Not Discounted
($75.00 fee to refinance or modify
a Star One Auto Loan)
Monthly payment: $13.01 - $16.11 per $1,000
Fixed rate, 7 Years maximum term
Used Car Loan Rates—Loans Under $30,000
Annual Percentage Rate Range
1.99% - 8.49%(sup)^(/sup)
Discounted**
($75.00 fee to refinance or modify
a Star One Auto Loan)
Monthly payment: $12.77 - $15.84 per $1,000
Fixed rate, 7 Years maximum term
2.74% - 9.24%(sup)^(/sup)
Not Discounted
($75.00 fee to refinance or modify
a Star One Auto Loan)
Monthly payment: $13.10 - $16.22 per $1,000
Fixed rate, 7 Years maximum term
 

 

Looking for a low-rate new-car loan or used-car purchase loan instead?

^Your APR based on credit qualification.

 
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