Star One Credit Union
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A Better Way To Pay For College!

Star One Credit Union has partnered with other credit unions to form Credit Union Student Choice (CUSC).  Credit Union Student Choice offers student loans to help fill the funding gaps that federal aid can leave behind.  Through CUSC, we are able to offer members financing options that will help you or a family member achieve your dream of a higher education. We partnered with CUSC so we can pass on to our members the credit union advantage of rates and fees that are lower than typical private student loan lenders.

Benefits of Credit Union Student Choice loans include:
• Zero origination fees
• Lower interest rates
• Deferment of principal AND interest while in school
• Flexible repayment terms
• Co-signers can be removed after consistent payments
• Graduated repayment to make monthly payments more manageable

Who is eligible?
Students enrolled at least half-time in a degree-granting program, with a qualified co-borrower. If you are not already a member of the credit union, you must become a member. Learn more about membership eligibility.

How much can I borrow?
Once approved, students can borrow from $1,000 up to $30,000 per year based on the cost of attendance. The aggregate maximum (total amount you can borrow throughout your college career) is $75,000.
 

Do you require a co-signer?
No, but having a co-borrower is highly recommended as it may improve your chances of meeting the approval criteria, and help you qualify for a lower rate.

How quickly are the funds disbursed?
Funds can often be disbursed within 7 business days of your loan approval.

Who will approve, fund and service your loan?
Your loan application will be approved, funded and serviced by our Credit Union Student Choice (CUSC) partner.  Star One will be available to assist you with post-funding issues or with other products and services that meet your needs.

How to Apply:
 at the Credit Union Student Choice Loan Program website or call (800) 741-2893 to discuss your specific situation with a Credit Union Student Choice Loan Program Representative.  The Student Loan call center is open 24 hours a day, 7 days a week.
 

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