Star One Credit Union
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Low Used Car Loan Rates

Low interest rates on used-car loans from Star One Credit Union:

  • Finance up to 100% of the Kelley Blue Book or NADA Used Car Price Guide retail value
    OR
    Finance up to 100% of the purchase price, tax license, and service contacts, whichever is less
  • Up to 7 years financing
  • Fixed interest rate
  • Less than 10 years old
Used Car Loan Rates—Loans $30,000 or more 
Annual Percentage Rate Range
1.85% - 8.35%(sup)^(/sup)
Discounted**
($75.00 fee to refinance or modify
a Star One Auto Loan)
Monthly payment: $12.71 - $15.77 per $1,000
Fixed rate, 7 Years maximum term
2.60% - 9.10%(sup)^(/sup)
Not Discounted
($75.00 fee to refinance or modify
a Star One Auto Loan)
Monthly payment: $13.04 - $16.15 per $1,000
Fixed rate, 7 Years maximum term
Used Car Loan Rates—Loans Under $30,000
Annual Percentage Rate Range
2.05% - 8.55%(sup)^(/sup)
Discounted**
($75.00 fee to refinance or modify
a Star One Auto Loan)
Monthly payment: $12.80 - $15.87 per $1,000
Fixed rate, 7 Years maximum term
2.80% - 9.30%(sup)^(/sup)
Not Discounted
($75.00 fee to refinance or modify
a Star One Auto Loan)
Monthly payment: $13.13 - $16.25 per $1,000
Fixed rate, 7 Years maximum term
Buying at a California dealership?
(members only)
Take an instant online preapproval to a dealership, or find a car
Auto
shopper
Too busy? Let Holly Fraser, your personal auto consultant, do your car shopping at no cost!
Quick automobile financing
(members and non-members)
Apply for a Star One car loan online
 

 

Looking for a low-rate new-car loan instead?
Lower the interest rate on a current Star One car loan
Refinance a car loan for up to 7 years

**Lower rates disclosed include the following discounts: 0.25% for using automatic payment, and/or 0.50% for using direct deposit. A new loan to Star One of $30,000 or more qualifies for an additional discount of 0.20%. Any increase in the APR will result in more payments of the same amount until what you owe has been repaid in full.

^Your APR based on credit qualification.

 

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