Rates
To view our current rates, click the REFRESH or RELOAD button on your browser to ensure an outdated page is not displayed. All rates are subject to change.
Savings and Checking Rates and Terms |
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See the Checking and Money Market Savings Rate and Fee Disclosure and Membership and Account Agreement for more information. Click here for our membership application. Click here for our Checking Account application. |
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Certificate Account Rates and Terms |
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See our Certificate Account Rate and Fee Disclosure and Membership and Account Agreement for more information. Click here for our Initial Certificate Account Application. Click here for our Renewal Certificate Account Application. |
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To view our current rates, click the REFRESH or RELOAD button on your browser to ensure an outdated page is not displayed. All rates are subject to change.
IRA Account Rates and Terms |
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*Monthly only on IRA Savings Account. Visit our Financial Road of Life section to Open or Service an IRA and to access forms. |
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Consumer Loan Rates |
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*We will reduce the ANNUAL PERCENTAGE RATE as follows if you have the identified products: 0.25% for using automatic payment and/or 0.50% for using direct deposit or 0.50% for participation in Invest in America. (Discounts not to exceed maximum of 0.75%.) Any increase in the APR will result in more payments of the same amount until what you owe has been repaid in full. **Visa Credit Card Agreement and Disclosure †Your APR based on credit qualification. |
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To view our current rates, click the REFRESH or RELOAD button on your browser to ensure an outdated page is not displayed. All rates are subject to change.
Adjustable Rate Real Estate Loans |
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i Real estate loans over $1,000,000 may be subject to a higher interest rate. Contact a member phone services representative for details. *Conforming Loan limits as high as $729,750 in some "high cost" areas. Maximum Loan limits for Conforming loans (first lien mortgage loans in high-cost areas) are published by the U.S. Department of Housing and Urban Development (HUD). HUD has provided a Web site to look up the mortgage limits for your area. Learn more or apply for a Real Estate loan.
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Fixed Rate Real Estate Loans |
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iiThere is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative. **The above Fixed Rate Mobile Home rates include a rate discount of 0.25% for Direct Deposit to a Star One account. *Conforming Loan limits as high as $729,750 in some "high cost" areas. |
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To view our current rates, click the REFRESH or RELOAD button on your browser to ensure an outdated page is not displayed. All rates are subject to change.
3 Year Fixed to Adjustable Rate Loans4 |
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iii There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative. *Conforming Loan limits as high as $729,750 in some "high cost" areas. |
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5 Year Fixed to Adjustable Rate Loans4 |
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iv There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative. *Conforming Loan limits as high as $729,750 in some "high cost" areas. |
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7 Year Fixed to Adjustable Rate Loans4 |
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v There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative. *Conforming Loan limits as high as $729,750 in some "high cost" areas. |
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10 Year Fixed to Adjustable Rate Loans4 |
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x 30 year maximum term also available, contact a loan officer for details. There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative. *Conforming Loan limits as high as $729,750 in some "high cost" areas. |
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To view our current rates, click the REFRESH or RELOAD button on your browser to ensure an outdated page is not displayed. All rates are subject to change.
Investment Property |
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vi 20 and 15 year Fixed Rate Terms available. Maximum loan amount is $1,000,000. Contact a loan officer for details. vii Initial interest rate is fixed for 3 years, 5 years, 7 years or 10 years. See loan program summary for additional terms, contact a loan officer for details. Maximum loan amount is $1,000,000. Contact a loan officer for details. *Conforming Loan limits up to $729,750 in some "high cost" areas. |
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Learn more or apply for a Real Estate loan. The Credit Union may offer other rates and terms in the future. For more information, refer to the Real Estate Loan Summary or call a number listed below. Interest rates and other Credit Union information including Star One's Rate Lock-In Commitment is available at www.starone.org.
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