You focus on school. We'll focus on funding.

Our low-cost options fill any gaps and keep your education on track.

Our partnership with Credit Union Student Choice (CUSC) lets us pass on a huge advantage to you: loan rates and fees that are much lower than what typical private student loan lenders offer.

Competitive rates are just the beginning. See what else makes our loans so smart.

Apply For a Student Loan
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Undergraduate and Graduate Student Loans
  • Lower interest rates
  • Zero origination fees
  • Deferment of principal and interest while in school
  • Flexible repayment terms
  • Any co-signers can be removed after consistent payments
  • Graduated repayment for manageable monthly payments
  • 0.25% rate discount for automatic payment setup

Student Loan Rates

Type Annual Percentage Range Rate Type Maximum Term Monthly Payment Per $1,000
Type
Student Loans - Undergraduate, fixed rate
Annual Percentage Range
5.50% - 10.50%
Rate Type
fixed
Maximum Term
20 Years
Monthly Payment Per $1,000
$6.88 - $9.98
Type
Student Loans - Undergraduate, variable rate
Annual Percentage Range
4.75% - 8.75%
Rate Type
variable
Maximum Term
20 Years
Monthly Payment Per $1,000
$6.46 - $8.84
Type
Student Loans - Graduate, variable rate
Annual Percentage Range
4.75% - 8.75%
Rate Type
variable
Maximum Term
20 Years
Monthly Payment Per $1,000
$6.46 - $8.84
Type
Student Loans - Graduate, fixed rate
Annual Percentage Range
5.50% - 10.50%
Rate Type
fixed
Maximum Term
20 Years
Monthly Payment Per $1,000
$6.88 - $9.88
Type
Student Loan Refinance, fixed rate
Annual Percentage Range
5.25% - 9.00%
Rate Type
fixed
Maximum Term
15 Years
Monthly Payment Per $1,000
5 years max. term: $18.99 - $19.92
10 years max. term: $10.85 - $11.87
15 years max. term: $8.71 - $10.14
Type
Student Loan Refinance, variable rate
Annual Percentage Range
5.00% - 8.75%
Rate Type
variable
Maximum Term
15 Years
Monthly Payment Per $1,000
5 years max. term: $18.87 - $19.80
10 years max. term: $10.73 - $11.74
15 years max. term: $8.57 - $9.99
Undergraduate Student Loans

This fixed-rate or variable-rate student loan provides a one-time line of credit of up to $75,000* which may be drawn upon over several years.

Graduate Student Loans

This fixed-rate or variable-rate student loan is available for all graduate degrees and provides a one-time line of credit of up to $100,000* which may be drawn upon over several years.


* Subject to qualification and annual credit review. Loans available for study at approved schools only.

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