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Low-Interest Visa Credit Cards

Star One no-annual-fee Visa Credit Cards include Visa Signature, Visa Platinum Rewards, and Visa Platinum Best Rate cards.

Double Your Rewards Points on Groceries and Dining*

Between now and January 7, 2023, you'll earn double points on groceries and dining—3% on your Star One Visa Signature Rewards Card (2% on your Visa Platinum Rewards Card).

Redeem your points for cash, travel, gift cards and other merchandise. Log in to Online Banking or Mobile Banking to track or redeem your points.

Low-interest Visa credit cards include:

  • No annual fee, no balance-transfer fees, no cash-advance fees, and no foreign-transaction fees.
  • Option to receive free and secure online statements
  • End-of-year electronic summary statement
  • Enhancements such as Concierge Service, Roadside Dispatch, Warranty Manager and more (enhancements vary by card type)
  • Simple, straightforward terms and conditions with no hidden fees
  • Redeem Star One Visa Rewards points for cash and more in Online Banking

Outstanding Star One benefits:

  • Real-time alerts sent to your email or mobile device when your card is used. Sign up here.
  • Cash advances at same rate as purchases
  • Zero-Liability Protection against unauthorized transactions
  • Low late fee and no interest-rate increase if a payment is missed
  • Convenient automatic payment option
  • Overdraft coverage for your checking account

Use your Star One Visa cards with contactless enabled terminals, Apple Pay™, Google Pay, or Samsung Pay™.

Add your Star One Visa debit and credit cards to your digital wallets.


Compare Visa Credit Cards

Visa Signature Rewards card

8.75% APR. Earn 1.5 points on every dollar spent. Get a super-low interest rate, a five-year membership to TSA Pre✔® and more. The only credit card you'll ever need!

Visa Signature Rewards Card


Visa Platinum Rewards card

8.75%-12.75% APR. Earn 1 point for every dollar spent with the exceptional service and perks you've come to expect.

Visa Platinum Rewards Card


Visa Platinum Best Rate card

7.75%-13.75% APR. With no Rewards program attached to this card, we pass the savings on to you.

Visa Platinum Best Rate Card


* Earn double points on groceries and dining purchase transactions during the promotional period of November 14, 2022 through January 7, 2023. Purchases must be made during promotion period. The following merchant category codes qualify: 5811, 5812, 5813, 5814, 5411, 5422, 5441, 5451, 5462, 5499, and 5921. Additional exclusions may apply. You may redeem your double rewards by cash redemption with a cash equivalent of 3% for every $1 purchase on Visa Signature Rewards and 2% for every $1 purchase transaction on Visa Platinum Rewards. Minimum of 2,500 points required for redemption. Points may also be redeemed for travel, gift cards and merchandise. The redemption of rewards points for cash, travel, gift card or merchandise are subject to the Rewards Points Terms and Conditions posted on our website in the News & Resources tab, under Disclosures. Star One Credit Union may revise or suspend these promotional terms at any time.