For banking by telephone, to find an ATM, or to speak to a Star One phone representative for assistance with this website, please call us at 866-543-5202 or 408-543-5202.
Star One Mobile App

Star One Mobile Banking
It's free and secure to use!

Get the Star One Mobile Banking app for your device.
It's free, intuitive, safe and secure to use!

Skip navigation

Low-Interest Visa Credit Cards

Star One no-annual-fee Visa Credit Cards include Visa Signature, Visa Platinum Rewards, and Visa Platinum Best Rate cards.

Save More with your Visa Rewards Card

Get 4.5% cash back* with your Visa Signature Rewards card (3% for Visa Platinum Rewards) when you purchase gas, through July 31.

Log in to Online Banking or Mobile Banking to track or redeem your points.

* Visa Signature earns 4.5% cash back for every $1 in purchases, Visa Platinum Rewards earns 3% cash back for every $1 in purchases from 4/20/2022 to 7/31/2022. A purchase will not earn triple rewards if the merchant's category code is not included in categories: 5172, 5541 and 5542 for this promotion. Additional exclusions may apply.

Low-interest Visa credit cards include:

  • No annual fee, no balance-transfer fees, no cash-advance fees, and no foreign-transaction fees.
  • Option to receive free and secure online statements
  • End-of-year electronic summary statement
  • Enhancements such as Concierge Service, Roadside Dispatch, Warranty Manager and more (enhancements vary by card type)
  • Simple, straightforward terms and conditions with no hidden fees
  • Redeem Star One Visa Rewards points for cash and more in Online Banking

Outstanding Star One benefits:

  • Real-time alerts sent to your email or mobile device when your card is used. Sign up here.
  • Cash advances at same rate as purchases
  • Zero-Liability Protection against unauthorized transactions
  • Low late fee and no interest-rate increase if a payment is missed
  • Convenient automatic payment option
  • Overdraft coverage for your checking account

Use your Star One Visa cards with contactless enabled terminals, Apple Pay™, Google Pay, or Samsung Pay™.

Add your Star One Visa debit and credit cards to your digital wallets.

An individual Star One member may borrow a maximum of $40,000 in Visa Credit Card accounts, Lines of Credit, Personal Loans and Emergency/Disaster Loans combined.

Compare Visa Credit Cards

Visa Signature Rewards card

8.75% APR. Earn 1.5 points on every dollar spent. Get a super-low interest rate, a five-year membership to TSA Pre✔® and more. The only credit card you'll ever need!

Visa Signature Rewards Card

Visa Platinum Rewards card

8.75%-12.75% APR. Earn 1 point for every dollar spent with the exceptional service and perks you've come to expect.

Visa Platinum Rewards Card

Visa Platinum Best Rate card

7.75%-13.75% APR. With no Rewards program attached to this card, we pass the savings on to you.

Visa Platinum Best Rate Card