For banking by telephone, to find an ATM, or to speak to a Star One phone representative for assistance with this website, please call us at 866-543-5202 or 408-543-5202.
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Low-Interest Visa Credit Cards

Star One no-annual-fee Visa Credit Cards include Visa Signature, Visa Platinum Rewards, and Visa Platinum Best Rate cards.

Low-interest Visa credit cards include:

  • No annual fee, no balance-transfer fees, no cash-advance fees, and no foreign-transaction fees.
  • Option to receive free and secure online statements
  • End-of-year electronic summary statement
  • Enhancements such as Concierge Service, Roadside Dispatch, Warranty Manager and more (enhancements vary by card type)
  • Simple, straightforward terms and conditions with no hidden fees
  • Redeem Star One Visa Rewards points for cash and more in Online Banking

Outstanding Star One benefits:

  • Real-time alerts sent to your email or mobile device when your card is used. Sign up here.
  • Cash advances at same rate as purchases
  • Zero-Liability Protection against unauthorized transactions
  • Low late fee and no interest-rate increase if a payment is missed
  • Convenient automatic payment option
  • Overdraft coverage for your checking account

Use your Star One Visa cards with contactless enabled terminals, Apple Pay™, Google Pay, or Samsung Pay™.

Add your Star One Visa debit and credit cards to your digital wallets.

An individual Star One member may borrow a maximum of $40,000 in Visa Credit Card accounts, Lines of Credit, Personal Loans and Emergency/Disaster Loans combined.

Compare Visa Credit Cards

Visa Signature Rewards card

8.75% APR. Earn 1.5 points on every dollar spent. Get a super-low interest rate, a five-year membership to TSA Pre✔® and more. The only credit card you'll ever need!

Visa Signature Rewards Card

Visa Platinum Rewards card

8.75%-12.75% APR. Earn 1 point for every dollar spent with the exceptional service and perks you've come to expect.

Visa Platinum Rewards Card

Visa Platinum Best Rate card

7.75%-13.75% APR. With no Rewards program attached to this card, we pass the savings on to you.

Visa Platinum Best Rate Card

Scam and Fraud Alert

Several Star One members reported receiving a phone call or text from a person claiming to be from Star One's fraud department with a caller ID reflecting 866-543-5202.

The caller is impersonating a Star One employee to gain your trust with the goal of getting access to your account.

The caller may try to reassure you that it's OK to share your information—please hang up, it's not OK, EVER!