Become Part of Star One
Join today and get a $200 bonus!1
Join Today & Get a $200 Bonus!1
Membership is available to your employees and their family members.
Star One Credit Union is one of Silicon Valley's largest, member-owned financial institutions, and has been named the Top Credit Union for providing the highest direct financial benefits to members by the Credit Union National Association.
Open a savings and checking account and get a $200 bonus. Use promo code STAR200.
Why earn 0.01% on your savings at a big bank when you can earn 1.00% at Star One!
| Savings Annual Percentage Yield |
Checking Annual Percentage Yield |
Rewards Credit Card Annual Percentage Rate |
New Auto Loans Annual Percentage Rate |
|
|---|---|---|---|---|
| Star One CU | 1.00%3 on all balances |
1.00%4 Rewards Checking |
8.75-13.75%5 non-variable rate |
as low as 3.89%684-month term |
| Bank of America | 0.01% | 0.02% on $100,000 or more |
16.24-26.24%
variable rate |
as low as 4.34%60-month term |
| Chase | 0.01% | 0.02% | 18.24-25.24%
variable rate |
as low as 4.89%72-month term |
| Citibank | 0.15% | 0.01% | 18.24-26.24% variable rate |
n/a |
| Wells Fargo | 0.01% | 0.01% | 22.24-27.24% variable rate |
n/a |
| Keypoint CU | 0.10% on $50,000 or more |
0.05% | 12.24-21.24% variable rate |
as low as 3.99%84-month term |
| Meriwest CU | 0.10% | 2.00% $100-$15K,criteria must be met, 0.10% on bal>$15K |
16.74-26.74% variable rate |
as low as 3.94%84-month term |
| Technology CU | 0.20% | 0.10% | 12.15-23.15% variable rate |
as low as 4.74%84-month term |
| First Tech FCU | 0.05% | 1.00% $0.01-$15K, criteria must be met, 0.10% on bal>$15K |
9.24-18.00% variable rate |
as low as 5.74%84-month term |
Fees on Interest Checking
| Monthly Fee |
NSF Fee |
Overdraft Transfer Fee | |
|---|---|---|---|
| Star One CU | $0 | $15 | $0 |
| Bank of America | $25 | $35 | $12 |
| Chase | $12 | $34 | $0 |
| Citibank | $25 | $34 | $10 |
| Wells Fargo | $15 | $35 | $12.50 |
| Keypoint CU | $12 | $29 | $0 |
| Meriwest CU | $0 | $35 | $5 |
| Technology CU | $6 | $28 | $0 |
| First Tech CU | $0 | $28 | $0 |
Fees at other financial institutions may vary or be waived in certain circumstances. Please visit their websites for more information.
- APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Minimum balance of $50 required to earn dividend. Fees may reduce earnings.
- 0.10% APY for Star One Free Checking. 1.00% APY for Star One Rewards Checking. Annual Percentage Yields (APY) are variable and subject to change. Minimum deposit of $25 required to open a Free Checking Account. Fees may reduce earnings. Star One Free Checking automatically upgrades to Rewards Checking for the month whenever certain criteria are met the previous month.
- The type of card issued and your Annual Percentage Rate (APR) are based upon credit qualification. The range of APRs for Visa is 7.75% to 13.75%.
- Your Annual Percentage Rate (APR) may be higher based on credit qualifications. Promotional rates do not apply to a Star One loan refinance or rate modification. The range of APRs is 3.89% to 7.89%. A sample payment on an 84-month loan at 3.89% is $13.62 per $1,000. A sample payment on an 84-month loan at 7.89% is $15.54 per $1,000.
Rates subject to change without notice. Rates for other financial institutions based on data obtained from a survey completed by Star One.
Contact Us
If you have questions, we have answers.
Please email us at partners@starone.org or if you prefer, call us and ask to speak to our Business Development Team.
Video and Phone Appointments
Meet with a Star One Virtual Branch representative on your computer or smartphone—from wherever you might be.
Most services are available without visiting a Star One branch—open new accounts, have a personal consultation, apply for loans, and more.
Federally insured by NCUA.
- Annual percentage yields (APY) of 1.00% for Membership Money Market Savings Account, and 0.10% for Free Checking. APYs are variable and subject to change. Minimum deposit of $50 to open a Money Market Savings Account and earn APY, $25 to open a Free Checking Account. $200 bonus is credited to your Star One Savings Account upon verification that a new membership and checking account are established. Only first-time Star One members and Checking Accounts qualify. Promo may not be combined with any other offer. All new accounts are subject to Star One credit approval, account-opening procedure, Truth-in-Savings account and membership terms, disclosures and fee schedule. Fees may reduce earnings. Minors, under the age of 18, and transfer-to-minor accounts not eligible for bonus. Star One Credit Union staff are not eligible for the bonus. Bonus subject to IRS reporting. PROMO CODE STAR200.