Become Part of Star One
Join today and get a $200 bonus!1
Join Today & Get a $200 Bonus!1
Membership is available to your employees and their family members.
Star One Credit Union is one of Silicon Valley's largest, member-owned financial institutions, and has been named the Top Credit Union for providing the highest direct financial benefits to members by the Credit Union National Association.
Open a savings and checking account and get a $200 bonus. Use promo code STAR200.
Why earn 0.01% on your savings at a big bank when you can earn 0.70% at Star One!
| Savings Annual Percentage Yield |
Checking Annual Percentage Yield |
Rewards Credit Card Annual Percentage Rate |
New Auto Loans Annual Percentage Rate |
|
|---|---|---|---|---|
| Star One CU | 0.70%3 on all balances |
0.70%4 Rewards Checking |
8.75-13.75%5 non-variable rate |
as low as 2.74%684-month term |
| Bank of America | 0.01% | 0.02% on $100,000 or more |
13.99-23.99% variable rate |
as low as 2.79%60-month term |
| Chase | 0.01% | 0.02% | 15.99-22.99% variable rate |
as low as 3.54%72-month term |
| Citibank | 0.04% | 0.03% | 15.99-23.99% variable rate |
n/a |
| Wells Fargo | 0.01% | 0.01% | 14.99-24.99% variable rate |
n/a |
| Keypoint CU | 0.10% on $50,000 or more |
0.05% | 9.99-18.99% variable rate |
as low as 3.24%84-month term |
| Meriwest CU | 0.10% | 2.00% $100-$15,000, criteria must be met |
14.49-23.49% variable rate |
as low as 3.49%84-month term |
| Technology CU | 0.20% | 0.10% | 9.90-20.90% variable rate |
as low as 3.59%84-month term |
| First Tech FCU | 0.05% | 1.00% $0.01-$10,000, criteria must be met |
6.99-18.00% variable rate |
as low as 3.29%84-month term |
Fees on Interest Checking
| Monthly Fee |
NSF Fee |
Overdraft Transfer Fee | |
|---|---|---|---|
| Star One CU | $0 | $15 | $0 |
| Bank of America | $25 | $35 | $12 |
| Chase | $12 | $34 | $0 |
| Citibank | $25 | $34 | $10 |
| Wells Fargo | $15 | $35 | $12.50 |
| Keypoint CU | $12 | $29 | $0 |
| Meriwest CU | $0 | $35 | $5 |
| Technology CU | $6 | $28 | $0 |
| First Tech CU | $0 | $28 | $0 |
Fees at other financial institutions may vary or be waived in certain circumstances. Please visit their websites for more information.
- APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Minimum balance of $50 required to earn dividend. Fees may reduce earnings.
- 0.10% APY for Star One Free Checking. 0.70% APY for Star One Rewards Checking. Annual Percentage Yields (APY) are variable and subject to change. Minimum deposit of $25 required to open a Free Checking Account. Fees may reduce earnings. Star One Free Checking automatically upgrades to Rewards Checking for the month whenever certain criteria are met the previous month.
- The type of card issued and your Annual Percentage Rate (APR) are based upon credit qualification. The range of APRs for Visa is 7.75% to 13.75%.
- Your Annual Percentage Rate (APR) may be higher based on credit qualifications. The rate shown includes a 0.20% rate discount for financing $30,000 or over. Rate discount for financing $30,000 or more does not apply to a Star One loan refinance or rate modification. The range of APRs is 2.94% to 6.94% for loans under $30,000 and 2.74% to 6.74% with discounts for loans $30,000 and over. A sample payment on an 84-month loan at 2.74% is $13.10 per $1,000. A sample payment on an
84-month loan at 6.74% is $14.97 per $1,000.
Rates subject to change without notice. Rates for other financial institutions based on data obtained from a survey completed by Star One.
Contact Us
If you have questions, we have answers.
Please email us at partners@starone.org or if you prefer, call us and ask to speak to our Business Development Team.
Federally insured by NCUA.
- Annual percentage yields (APY) of 0.70% for Membership Money Market Savings Account, and 0.10% for Free Checking. APYs are variable and subject to change. Minimum deposit of $50 to open a Money Market Savings Account and earn APY, $25 to open a Free Checking Account. $200 bonus is credited to your Star One Savings Account upon verification that a new membership and checking account are established. Only first-time Star One members and Checking Accounts qualify. Promo may not be combined with any other offer. All new accounts are subject to Star One credit approval, account-opening procedure, Truth-in-Savings account and membership terms, disclosures and fee schedule. Fees may reduce earnings. Minors, under the age of 18, and transfer-to-minor accounts not eligible for bonus. Star One Credit Union staff are not eligible for the bonus. Bonus subject to IRS reporting. PROMO CODE STAR200.