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Become Part of Star One

Join today and get a $200 bonus!1

Join Today & Get a $200 Bonus!1

Membership is available to your employees and their family members.

Star One Credit Union is one of Silicon Valley's largest, member-owned financial institutions, and has been named the Top Credit Union for providing the highest direct financial benefits to members by the Credit Union National Association.

Open a savings and checking account and get a $200 bonus. Use promo code STAR200.


Why earn 0.01% on your savings at a big bank when you can earn 1.00% at Star One!

Savings
Annual Percentage Yield
Checking
Annual Percentage Yield
Rewards Credit Card
Annual Percentage Rate
New Auto Loans
Annual Percentage Rate
Star One CU 1.00%3
on all balances
1.00%4
Rewards Checking
8.75-13.75%5
non-variable rate
as low as
3.89%6
84-month term
Bank of America 0.01% 0.02%
on $100,000 or more
16.24-26.24%
variable rate
as low as
4.34%
60-month term
Chase 0.01% 0.02% 18.24-25.24%
variable rate
as low as
4.89%
72-month term
Citibank 0.15% 0.01% 18.24-26.24%
variable rate
n/a
Wells Fargo 0.01% 0.01% 22.24-27.24%
variable rate
n/a
Keypoint CU 0.10%
on $50,000 or more
0.05% 12.24-21.24%
variable rate
as low as
3.99%
84-month term
Meriwest CU 0.10% 2.00%
$100-$15K,criteria must be met, 0.10% on bal>$15K
16.74-26.74%
variable rate
as low as
3.94%
84-month term
Technology CU 0.20% 0.10% 12.15-23.15%
variable rate
as low as
4.74%
84-month term
First Tech FCU 0.05% 1.00%
$0.01-$15K, criteria must be met, 0.10% on bal>$15K
9.24-18.00%
variable rate
as low as
5.74%
84-month term

Fees on Interest Checking

Monthly
Fee
NSF
Fee
Overdraft
Transfer Fee
Star One CU $0 $15 $0
Bank of America $25 $35 $12
Chase $12 $34 $0
Citibank $25 $34 $10
Wells Fargo $15 $35 $12.50
Keypoint CU $12 $29 $0
Meriwest CU $0 $35 $5
Technology CU $6 $28 $0
First Tech CU $0 $28 $0

Fees at other financial institutions may vary or be waived in certain circumstances. Please visit their websites for more information.


  1. APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Minimum balance of $50 required to earn dividend. Fees may reduce earnings.
  2. 0.10% APY for Star One Free Checking. 1.00% APY for Star One Rewards Checking. Annual Percentage Yields (APY) are variable and subject to change. Minimum deposit of $25 required to open a Free Checking Account. Fees may reduce earnings. Star One Free Checking automatically upgrades to Rewards Checking for the month whenever certain criteria are met the previous month.
  3. The type of card issued and your Annual Percentage Rate (APR) are based upon credit qualification. The range of APRs for Visa is 7.75% to 13.75%.
  4. Your Annual Percentage Rate (APR) may be higher based on credit qualifications. Promotional rates do not apply to a Star One loan refinance or rate modification. The range of APRs is 3.89% to 7.89%. A sample payment on an 84-month loan at 3.89% is $13.62 per $1,000. A sample payment on an 84-month loan at 7.89% is $15.54 per $1,000.

    Rates subject to change without notice. Rates for other financial institutions based on data obtained from a survey completed by Star One.

Open a savings and checking account and get a $200 bonus.

Use promo code STAR200.

Join Star One Now

Contact Us

If you have questions, we have answers.

Please email us at partners@starone.org or if you prefer, call us and ask to speak to our Business Development Team.


Video and Phone Appointments

Meet with a Star One Virtual Branch representative on your computer or smartphone—from wherever you might be.

Most services are available without visiting a Star One branch—open new accounts, have a personal consultation, apply for loans, and more.


Federally insured by NCUA.

  1. Annual percentage yields (APY) of 1.00% for Membership Money Market Savings Account, and 0.10% for Free Checking. APYs are variable and subject to change. Minimum deposit of $50 to open a Money Market Savings Account and earn APY, $25 to open a Free Checking Account. $200 bonus is credited to your Star One Savings Account upon verification that a new membership and checking account are established. Only first-time Star One members and Checking Accounts qualify. Promo may not be combined with any other offer. All new accounts are subject to Star One credit approval, account-opening procedure, Truth-in-Savings account and membership terms, disclosures and fee schedule. Fees may reduce earnings. Minors, under the age of 18, and transfer-to-minor accounts not eligible for bonus. Star One Credit Union staff are not eligible for the bonus. Bonus subject to IRS reporting. PROMO CODE STAR200.