More money in your pocket, not ours

Earn a high-yield savings rate of 3.51%APY[1]  

Earn more, save smarter. Plus, get a $200 bonus when you open a free online checking and savings account with code. BESTCU

You deserve more than the typical savings account. At Star One Credit Union, your money doesn’t just sit—it grows with a standout 3.51%APY[1] . 

Here’s what you get when you join:

  • High-yield savings rate that helps your balance grow faster.
  • $200 welcome bonus when you open a free online checking and savings account with promo code BESTCU.*

No hidden fees, no shareholder profits. Because when you keep your money with us, you keep more of your money.

Opening an account is easy and secure - it only takes minutes.

I'm ready to bank better

$200 welcome bonus when you open a free online checking and savings account with promo code BESTCU.

Open My Account Today

This special offer expires September 30! Open your account and start earning more today!
Money Market Savings Account
3.51% APY [1]

Testimonials

The Best Credit Union I have found! Star One Credit Union is a fantastic choice. Their excellent rates, great customer service, and strong focus on member benefits truly set them apart from the rest. Highly recommended!

Bill, Palo Alto

Star One is all you need for banking, with savings, checking, and credit cards. Great security and service. We have moved out of California but still use Star One for all our needs.

Member, Washington State

Great Professionalism! I've been a member for 25 years and as always Star One always exceeded all expectations.

MOC, Monterey, CA

Christian was very helpful and kind in helping me with my accounts. He is in training but is an expert. Thank you and good luck at Big Basin! Very professional and knowledgeable.

B P, Sunnyvale, CA

The best! Great customer service; low interest in loans; best security in banking and credit cards. There's no other bank or credit union to be compared with Star One. I love it!

Gioconda C, San Jose, CA

Great service and very knowledgeable managers. Employees very courteous, helpful, and great advisors.

Robert P, San Jose, CA

* Annual Percentage Yield (APY) of 3.51% for Money Market Savings Account. APY of 0.10% for Free Checking Account, or 0.10% for Rewards Checking when you meet requirements. APYs as of June 04, 2026, are variable and subject to change. To be eligible for bonus, new member must reside, regularly work, or attend school in one of the nine counties of Star One’s field of membership, and must not have had a previous Star One membership or Checking Account. A Money Market Savings Account is a requirement to become a Star One member. Minimum deposit of $50 to open a Money Market Savings Account and earn APY, $25 to open a Free Checking Account. Star One Free Checking automatically upgrades to Rewards Checking in the month immediately following the month in which the criteria are met. Visit starone.org for details. Total bonus not to exceed $200. Bonus is credited to your Star One Savings Account within 6 weeks of establishing new membership and opening a Checking Account. Promo may not be combined with any other offer. All new accounts are subject to Star One credit approval, account- opening procedure, Truth-In-Savings account and membership terms, disclosures, and fee schedule. Must meet membership eligibility requirements. Fees may reduce earnings. Minors under the age of 18, and transfer to minor accounts not eligible for bonus. Star One Credit Union staff are not eligible for the bonus. Individual taxpayer identification number required to receive bonus. Bonus may be subject to IRS reporting. Offer expires September 30, 2026, and is subject to change. Promo code BESTCU. Star One membership is open to individuals who live, regularly work, or attend school in the following California counties: Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Clara, Santa Cruz, and Stanislaus. See the Who Can Join page for membership eligibility requirements. ↩