Visa Signature Credit Cards

Finally, a credit card that’s in your best interest.

Tired of high credit card interest rates? Discover a better option! Star One Visa Rewards Credit Cards offer a refreshing change. We believe in financial transparency and putting your needs first.

Star One Visa Rewards Cards offer exceptional benefits and extraordinary travel perks!

As low as 8.75% APR^{[1]

A minimum credit score of 730 is required to be considered for the Star One Visa Signature Credit Card. Your actual approval is based on factors such as your credit history, income, and other information provided in your application. This card has a minimum credit limit of $5,000, and maximum credit limit of $75,000. Other restrictions may apply. You may be offered a Visa Platinum Rewards Card if you don’t qualify for Visa Signature Rewards Card. See below for Star One Visa Rewards Credit Card Interest Rates and Interest Charges.} (NOT an introductory rate!)
No annual fee.
No balance-transfer fees.
No cash-advance fees.
No foreign-transaction fees.
Generous rewards points redeemable for travel, cash, and more.
TSA Pre✔® or Global Entry complimentary five-year membership for each cardholder who qualifies for a Star One Visa Signature Rewards Credit Card.^{[2]

This benefit is only available for Visa Signature Rewards Credit Card.}

Apply now for a Star One Rewards card—the only credit card you will ever need!

Ready for a better credit card?

Click below to apply for a low-rate Star One Visa Signature Credit Card.

Membership is open to individuals living, regularly working or attending school in Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Clara, Santa Cruz, and Stanislaus counties, or immediate family members of current members.

Here’s why people love banking with us.

I always feel valued and the rates, rewards, and way of doing business are optimal for customers, unlike banks.

- Member in Santa Cruz, CA

Top Customer Service Credit Union

I have been a member since 1985. The services I received are always great—speedy and reliable. The savings rates are always higher than other institutions and the loan rates are always lower than others.

- Charlie in Los Altos, CA

Great Services Great Rates

Star One has the best customer service I have experienced in a bank! Their employees are amazing, and they listen and interact with each customer. I have never had one employee that had a "bad day" they are at their best every day.

- Terry in San Jose, CA

Customer Service!!

Not interested in high credit card interest rates? We're not either.

Finally, a credit card that’s in your best interest.

Ready for a better credit card?

Start Visa application

Here’s why people love banking with us.