Bank with a free checking account and no monthly fee at Star One Credit Union—and even earn interest!
Star One's Free Checking Account offers full checking and e-checking features, earns interest, has lower fees, and provides an extensive network of ATMs beyond what the big banks can offer.
Open a Free Checking Account Online
When your Free Checking Account qualifies and upgrades automatically to Rewards Checking, you earn interest at 0.50% APY!
Rewards Checking also offers unlimited free ATM withdrawals (no Star One fee) and unlimited free checks.
For anyone age 25 or under—Student Checking includes all the Free Checking Account features, plus an ATM surcharge refund of up to $10 per month.
Link your student checking to a Star One Visa for overdraft coverage.
Easily transfer funds online to your accounts at other banks or to your student loans.
Checking Account Feature | Free Checking | Rewards Checking | Student Checking |
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$0 Monthly Fee | ![]() |
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Free Checking 0.10% APY |
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Rewards Checking 0.50% APY |
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$0 Bill Pay Fee | ![]() |
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Free first box of 40 checks | ![]() |
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Free checks | ![]() |
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ATM surcharge refund—up to $20/month | ![]() |
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ATM surcharge refund—up to $10/month | ![]() |
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Free, secure Online and Mobile Banking | ![]() |
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eStatements/eNotices/eTax/eLoan Coupons | ![]() |
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Visa Debit Card | ![]() |
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ezDeposit and Mobile Deposit | ![]() |
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Touchtone Teller | ![]() |
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Shared Branch Network—over 5,600 branches and nearly 30,000 ATMs nationwide | ![]() |
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See the Checking and Savings Disclosure and the Membership and Account Agreement for more information.
Remember that Star One employees will never call you to verify or ask for your personal information.
Providing your personal information, such as card PINs, online banking credentials or one-time passcodes, to anyone may make you responsible for any fraudulent activity that happens on your Star One accounts.