Investment Property Rates | Star One

Fixed-Rate Investment Loans
First Trust Deed	Interest Rate	Points	Annual Percentage Rate	Monthly Payment Per $1,000
First Trust Deed 30-Year Fixed-Rate Mortgage for Investment Property - Conforming	Interest Rate 6.500%	Points 0.000%	Annual Percentage Rate 6.612%	Monthly Payment Per $1,000 $6.32
First Trust Deed 30-Year Fixed-Rate Mortgage for Investment Property - Jumbo	Interest Rate 6.500%	Points 0.000%	Annual Percentage Rate 6.561%	Monthly Payment Per $1,000 $6.32
First Trust Deed 20-Year Fixed-Rate Mortgage for Investment Property - Conforming	Interest Rate 6.375%	Points 0.000%	Annual Percentage Rate 6.520%	Monthly Payment Per $1,000 $7.38
First Trust Deed 20-Year Fixed-Rate Mortgage for Investment Property - Jumbo	Interest Rate 6.375%	Points 0.000%	Annual Percentage Rate 6.453%	Monthly Payment Per $1,000 $7.38
First Trust Deed 15-Year Fixed-Rate Mortgage for Investment Property - Conforming	Interest Rate 6.000%	Points 0.000%	Annual Percentage Rate 6.175%	Monthly Payment Per $1,000 $8.44
First Trust Deed 15-Year Fixed-Rate Mortgage for Investment Property - Jumbo	Interest Rate 6.000%	Points 0.000%	Annual Percentage Rate 6.092%	Monthly Payment Per $1,000 $8.44
First Trust Deed 10-Year Fixed-Rate Mortgage for Investment Property - Conforming	Interest Rate 5.875%	Points 0.000%	Annual Percentage Rate 6.119%	Monthly Payment Per $1,000 $11.04
First Trust Deed 10-Year Fixed-Rate Mortgage for Investment Property - Jumbo	Interest Rate 5.875%	Points 0.000%	Annual Percentage Rate 6.003%	Monthly Payment Per $1,000 $11.04
Maximum loan amount is $2,500,000. Contact a loan officer for details. *** The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. Maximum real estate loan(s) to any one member is $7,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price. Rates and points may be locked in for 60 days at no charge, or up to a maximum total of 120 days for a fee of $500. 1. Other rates and point options are available. Contact a Star One Phone Representative for details. 2. The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $800,000 for Jumbo loans. The APR for all other loans assumes a loan amount of $100,000.

Fixed-to-Adjustable-Rate Investment Loans
30-Year Adjustable-Rate Loans	Interest Rate	Points	Annual Percentage Rate	Lifetime Cap	Monthly Payment Per $1,000
30-Year Adjustable-Rate Loans 3-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming	Interest Rate 6.000%	Points 0.000%	Annual Percentage Rate 6.198%	Lifetime Cap 11.000%	Monthly Payment Per $1,000 $6.00
30-Year Adjustable-Rate Loans 3-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo	Interest Rate 6.000%	Points 0.000%	Annual Percentage Rate 6.335%	Lifetime Cap 11.000%	Monthly Payment Per $1,000 $6.00
30-Year Adjustable-Rate Loans 5-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming	Interest Rate 6.125%	Points 0.000%	Annual Percentage Rate 6.231%	Lifetime Cap 11.125%	Monthly Payment Per $1,000 $6.08
30-Year Adjustable-Rate Loans 5-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo	Interest Rate 6.125%	Points 0.000%	Annual Percentage Rate 6.333%	Lifetime Cap 11.125%	Monthly Payment Per $1,000 $6.08
30-Year Adjustable-Rate Loans 7-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming	Interest Rate 6.250%	Points 0.000%	Annual Percentage Rate 6.297%	Lifetime Cap 11.250%	Monthly Payment Per $1,000 $6.16
30-Year Adjustable-Rate Loans 7-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo	Interest Rate 6.250%	Points 0.000%	Annual Percentage Rate 6.369%	Lifetime Cap 11.250%	Monthly Payment Per $1,000 $6.16
30-Year Adjustable-Rate Loans 10-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming	Interest Rate 6.375%	Points 0.000%	Annual Percentage Rate 6.400%	Lifetime Cap 11.375%	Monthly Payment Per $1,000 $6.24
30-Year Adjustable-Rate Loans 10-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo	Interest Rate 6.375%	Points 0.000%	Annual Percentage Rate 6.434%	Lifetime Cap 11.375%	Monthly Payment Per $1,000 $6.24
Initial interest rate is fixed for 3 years, 5 years, 7 years or 10 years. See loan program summary for additional terms, contact a loan officer for details. Maximum loan amount is $2,500,000. Contact a loan officer for details. *** The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. Maximum real estate loan(s) to any one member is $7,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price. Rates and points may be locked in for 60 days at no charge, or up to a maximum total of 120 days for a fee of $500. 1. Other rates and point options are available. Contact a Star One Phone Representative for details. 2. The Annual Percentage Rate (APR) for Jumbo loans assumes a loan amount of $800,000 for Jumbo loans. The APR for all other loans assumes a loan amount of $100,000.