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From no credit to great credit—using money you already have .
Build credit while keeping your savings safe and snug.
A Savings-Secured Loan is an adjustable-rate loan secured by the member's savings.
If you have $1,000 in your savings account, you can use that to secure a loan. Even with light or spotty credit history.
You keep the money in your savings account. We give you a loan. You make payments. Your credit score goes up. You move into your financially bright future. We love this journey for you.
Savings-Secured Loans
Monthly payment: $14.30 per $1,000, Variable rate, 7 years maximum term, minimum loan amount of $1,000*
*Maximum loan amount is up to 100% of the member's savings, less $50.
Savings-Secured Loans interest rate
5.51% APR
Savings-Secured Loans
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Star One also offers personal loans. Get the details.
Debt Protection and Life Plus
Your financial safeguard against the unexpected
Life can take some unexpected turns. That’s why there’s Debt Protection with Life Plus.
Financial Protection for the unexpected – protect the ones that matter most. Debt Protection with Life Plus could help your family’s financial situation against a variety of covered life events:
- Involuntary unemployment
- Disability
- Death
For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
- Accidental dismemberment
- Terminal illness
- Hospitalization or family medical leave
- Death of a non-protected dependent
Things to know about Debt Protection with Life Plus
- It’s easy: simple to apply for
- It’s budget-friendly: comfortably fits into your monthly payment
- It puts you at ease: rest easy, knowing you’re taken care of in so many problem situations
Take an important step toward financial security.
Ask us about Debt Protection with Life Plus today.
Debt Protection is optional and won’t affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
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