Student Loans: Undergraduate and Graduate

You focus on school. We'll focus on funding.

Our partnership with Credit Union Student Choice (CUSC) lets us pass on a huge advantage to you: loan rates and fees that are much lower than what typical private student loan lenders offer.

Competitive rates are just the beginning. See what else makes our loans so smart.

Apply For a Student Loan

Undergraduate and Graduate Student Loans

Lower interest rates
Zero origination fees
Deferment of principal and interest while in school
Flexible repayment terms
Any co-signers can be removed after consistent payments
Graduated repayment for manageable monthly payments
0.25% rate discount for automatic payment setup

Undergraduate Student Loans

This fixed-rate or variable-rate student loan provides a one-time line of credit of up to $75,000* which may be drawn upon over several years.

Undergraduate Student Loan Application

Graduate Student Loans

This fixed-rate or variable-rate student loan provides a one-time line of credit of up to $100,000* which may be drawn upon over several years.

Graduate Student Loan Application

Stanford University Graduate Student Loans

This fixed-rate or variable-rate student loan provides a one-time line of credit of up to $150,000* which may be drawn upon over several years.

Stanford Graduate Student Loans

* Subject to qualification and annual credit review. Loans available for study at approved schools only.

Student Loan Rates
Type	Annual Percentage Range	Rate Type	Maximum Term	Monthly Payment Per $1,000
Type Student Loans - Undergraduate, fixed rate	Annual Percentage Range 5.50% - 10.50% [1] Your APR based on credit qualification. Floor 4% for variable-rate undergraduate and graduate programs. Cap 18.00% applies to all student loans. Rates include a 0.25% discount for optional enrollment in automatic electronic payments.	Rate Type fixed	Maximum Term 20 Years	Monthly Payment Per $1,000 $6.88 - $9.98
Type Student Loans - Undergraduate, variable rate	Annual Percentage Range 4.00% - 8.00% [1] Your APR based on credit qualification. Floor 4% for variable-rate undergraduate and graduate programs. Cap 18.00% applies to all student loans. Rates include a 0.25% discount for optional enrollment in automatic electronic payments.	Rate Type variable	Maximum Term 20 Years	Monthly Payment Per $1,000 $6.06 - $8.36
Type Student Loans - Graduate, fixed rate	Annual Percentage Range 5.50% - 10.50% [1] Your APR based on credit qualification. Floor 4% for variable-rate undergraduate and graduate programs. Cap 18.00% applies to all student loans. Rates include a 0.25% discount for optional enrollment in automatic electronic payments.	Rate Type fixed	Maximum Term 20 Years	Monthly Payment Per $1,000 $6.88 - $9.88
Type Student Loans - Graduate, variable rate	Annual Percentage Range 4.00% - 8.00% [1] Your APR based on credit qualification. Floor 4% for variable-rate undergraduate and graduate programs. Cap 18.00% applies to all student loans. Rates include a 0.25% discount for optional enrollment in automatic electronic payments.	Rate Type variable	Maximum Term 20 Years	Monthly Payment Per $1,000 $6.06 - $8.36
Type Student Loan Refinance, fixed rate	Annual Percentage Range 5.25% - 9.00%	Rate Type fixed	Maximum Term 15 Years	Monthly Payment Per $1,000 5 years max. term: $18.99 - $19.92 10 years max. term: $10.85 - $11.87 15 years max. term: $8.71 - $10.14
Type Student Loan Refinance, variable rate	Annual Percentage Range 4.25% - 8.00%	Rate Type variable	Maximum Term 15 Years	Monthly Payment Per $1,000 5 years max. term: $18.53 - $19.45 10 years max. term: $10.36 - $11.35 15 years max. term: $8.17 - $9.56