At Star One, everything we do is in your best interest.
More Than Good Vibes. More Money in Your Pocket.
Great rates and exceptional service aren't just talk around here.
When you join Star One, you join thousands of members who enjoy:
- Free checking accounts—with the same high yield 0.10 APY as a savings account when you meet a few simple requirements.
- Rewards credit cards with unlimited points and unlimited cash back
- Low-cost, low-rate home loans with fast closing
- Auto, solar, and student loans at competitive rates
- Instant payments, remote deposits, and secure account management with Digital Banking
- Over 33,000 surcharge-free ATMs in the CO-OP network
We’d love to have you. Here’s who can join.
Membership is open to those who live, regularly work or attend school in the following California counties: Santa Clara, Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Cruz, and Stanislaus.
Membership is also available to family members of current Star One members and employees of our Corporate Partners.
Find out if your employer is a Corporate Partner.
About that money back in your pocket—
Star One ranked #1 in direct financial benefits to members.
Since 2015, America's Credit Unions (formerly CUNA) has named Star One the #1 credit union in the country for highest direct financial benefits to its members. Quarter after quarter. In the twelve months ending March 2025, we put over $261 million back where it should be—with our members.
Calculate your potential Star One member benefit with our savings calculator.
Five stars for stability
Star One received the "Best of Bauer" distinction for maintaining Bauer Financial, Inc.’s top 5-star rating for financial strength and stability for 140 consecutive quarters. (That’s 35 years.) (That’s pretty good.)
Life’s complicated.
Banking shouldn’t be.
What I like most about Star One is the convenience. I don't have to worry about anything. I talk to my friends. They complain about everything about their banks, and I've never felt the need to shop around.
One less thing for me to worry about. Star One is not only my financial institution, but I use it to manage my whole family's accounts. So it's such an important part of my life.