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Fixed Rate Mortgages
No origination fees and fast approval
30-year Fixed-Rate Mortgage - Conforming [1] [2]
Rate
6.000%
APR
6.104% [3] [4]

Same monthly payment for Jumbo 30-Year Fixed-Rate Mortgage - Jumbo Mortgage at 6.000% (6.055% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

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20-Year Fixed-Rate Mortgage - Conforming [1] [2]
Rate
5.625%
APR
5.758% [3] [4]

Same monthly payment for Jumbo 20-Year Fixed-Rate Mortgage - Jumbo Mortgage at 5.625% (5.693% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

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15-Year Fixed-Rate Mortgage - Conforming [1] [2]
Rate
5.500%
APR
5.666% [3] [4]

Same monthly payment for Jumbo 15-Year Fixed-Rate Mortgage - Jumbo Mortgage at 5.500% (5.584% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

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10-Year Fixed-Rate Mortgage - Conforming [1] [2]
Rate
5.375%
APR
5.472% [3] [4]

Same monthly payment for Jumbo 10-Year Fixed-Rate Mortgage - Jumbo Mortgage at 5.375% (5.472% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

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Adjustable Rate Mortgages
No origination fees and fast approval
3-Year Fixed-to-Adjustable-Rate Mortgage - Conforming [7] [2]
Rate
5.250%
APR
6.003% [3] [4]

Same monthly payment for Jumbo 3-Year Fixed-to-Adjustable-Rate Mortgage - Jumbo Mortgage at 5.250% (6.141% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

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5-Year Fixed-to-Adjustable-Rate Mortgage - Conforming [2] [7]
Rate
5.375%
APR
5.932% [3] [4]

Same monthly payment for Jumbo 5-Year Fixed-to-Adjustable-Rate Mortgage - Jumbo Mortgage at 5.375% (6.036% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
7-Year Fixed-to-Adjustable-Rate Mortgage - Conforming [2] [7]
Rate
5.500%
APR
5.908% [3] [4]

Same monthly payment for Jumbo 7-Year Fixed-to-Adjustable-Rate Mortgage - Jumbo Mortgage at 5.500% (5.982% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
10-Year Fixed-to-Adjustable-Rate Mortgage - Conforming [2] [7]
Rate
5.625%
APR
5.899% [3] [4]

Same monthly payment for Jumbo 10-Year Fixed-to-Adjustable-Rate Mortgage - Jumbo Mortgage at 5.625% (5.937% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
30-Year 5/5 Adjustable-Rate Mortgage - Conforming [2] [7]
Rate
5.375%
APR
5.780% [8] [3] [4]

Same monthly payment for Jumbo 30-Year 5/5 Adjustable-Rate Mortgage - Jumbo Mortgage at 5.375% (5.884% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

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Home Equity Mortgages
No origination fees and fast approval
Home Equity Loan 20 Years Fixed [9] [10]
Rate
6.250%
APR
6.315% [3] [4]
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Adjustable-Rate Home Equity Loan [11] [10]
Rate
6.500%
APR
6.691% [3] [4]
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Home Equity Loan 15 Years Fixed [9] [10]
Rate
6.125%
APR
6.204% [3] [4]
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Home Equity Line of Credit, California, owner-occupied [12] [10]
Rate
7.250%
APR
7.250% [3] [4]
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Investment Property Rate Mortgages
No origination fees and fast approval
30-Year Fixed-Rate Mortgage for Investment Property - Conforming [2]
Rate
6.500%
APR
6.612% [3] [4]

Same monthly payment for Jumbo 30-Year Fixed-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.500% (6.561% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
20-Year Fixed-Rate Mortgage for Investment Property - Conforming [2]
Rate
6.375%
APR
6.520% [3] [4]

Same monthly payment for Jumbo 20-Year Fixed-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.375% (6.453% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
15-Year Fixed-Rate Mortgage for Investment Property - Conforming [2]
Rate
6.000%
APR
6.175% [3] [4]

Same monthly payment for Jumbo 15-Year Fixed-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.000% (6.092% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
10-Year Fixed-Rate Mortgage for Investment Property - Conforming [2]
Rate
5.875%
APR
6.119% [3] [4]

Same monthly payment for Jumbo 10-Year Fixed-Rate Mortgage for Investment Property - Jumbo Mortgage at 5.875% (6.003% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
3-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [2]
Rate
6.000%
APR
6.198% [3] [4]

Same monthly payment for Jumbo 3-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.000% (6.335% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
5-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [2]
Rate
6.125%
APR
6.231% [3] [4]

Same monthly payment for Jumbo 5-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.125% (6.333% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
7-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [2]
Rate
6.250%
APR
6.297% [3] [4]

Same monthly payment for Jumbo 7-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.250% (6.369% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
10-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [2]
Rate
6.375%
APR
6.400% [3] [4]

Same monthly payment for Jumbo 10-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.375% (6.434% APR). [6]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started

Minimum down payment and maximum loan

First mortgage for primary residences

Single-family homes, condominiums and townhomes

3% down payment:

loans to $1,000,000 (97% LTV)

5% down payment:

loans to $1,500,000 (95% LTV)

10% down payment:

loans to $2,000,000 (90% LTV)

15% down payment:

loans to $2,500,000 (85% LTV)

20% down payment:

loans to $3,000,000 (80% LTV)

25% down payment:

loans to $3,500,000 (75% LTV)

30% down payment:

loans to $5,000,000 (70% LTV)

2-4 unit
primary residences

20% down payment:

loans to $3,000,000 (80% LTV)

25% down payment:

loans to $3,500,000 (75% LTV)

30% down payment:

loans to $5,000,000 (70% LTV)

Cash out is available for refinance transactions with at least 20% down payment (up to 80% LTV).

First-time homebuyers

3% down payment:

loans to $1,000,000 (97% LTV)

5% down payment:

loans to $1,500,000 (95% LTV)

Ask a Loan Officer or Member Service Representative about lower mortgage insurance premiums and discounted appraisal fee.

Learn more about our First-Time Homebuyer Program.

First mortgage for secondary residences or vacation homes

30% down payment:

loans to $2,000,000 (70% LTV)

Single-family residence only.

Purchase or limited cash-out refinance option.

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