Plenty of people dream about having a boat. We love helping dreams come true.
You’d look good on a boat. Let’s get you one.
Maybe for the marina or your family-favorite lake. Either way, Star One offers great rates on new or used boats. And we won’t even pester you for an invite.
- Finance up to 100%[1] of the J.D. Power NADA retail/marine survey value for used boats or 100%[1] of the purchase price for new boats
- New and used boats
- Maximum boat loan $100,000
- Maximum term 10 years
- Up to 5 model years in age
- No commercial vehicles, wave runners or jet skis
- Calculate your loan payment: Loan Calculators
We’ll review your application, crunch the numbers, and reach out to you with a loan
New or used boats: up to 100% financing
New/Used Boats
[2]
7.70% - 11.70%
APR
[3]
Monthly payment: $11.98 - $14.18 per $1,000, Fixed rate, 10 years maximum term
Members and non-members can apply.
Optional Protection Plans
Guaranteed Asset Protection (GAP) with PowerBuy‡ covers the difference between your loan balance and the amount your insurance policy would pay out if your vehicle were to be damaged beyond repair ("totaled") or stolen and never recovered. Your insurance policy will pay you the cash value of the vehicle, while GAP coverage is paid when the loan balance is higher than the vehicle's actual cash value paid by your insurer.
In addition, with PowerBuy, you may be eligible for up to $6000 toward the financing of a replacement vehicle (autos and motorcycles) if the vehicle is financed through the Credit Union within 90 days of settlement. See our GAP PowerBuy PDF brochure.
For boats and recreational vehicles, the benefit is up to $1000 toward the financing of a replacement vessel/vehicle if the vehicle is financed through the credit union within 90 days of settlement.
View our Guaranteed Asset Protection PDF brochure.
Protection Benefits
- Protects your credit rating
- Eliminates or reduces out-of-pocket expenses for the remaining loan balance after a loss settlement
- You may purchase a replacement vehicle sooner because there is little or no carry-over balance
- Maximum benefit:
- Motorcycles: $50,000
- Automobiles: $100,000
- RVs and boats: $125,000
- May be purchased up to one year from effective date of loan
Exclusions and deductibles may apply.
‡ Insurance products are not federally insured, not obligations of the credit union, not guaranteed by the credit union, and may involve investment risks, including possible loss of principal.