Is a lease buyout right for you?
Love the car you're driving? Buy it with a lease-buyout loan at the same low rate as a new car loan. Skip the search, avoid surprises, and keep the vehicle you already know and trust.
Why choose a lease buyout?
- You already know the car — No surprises
- No starting over — Skip the dealer and the search
- Potential savings — Often costs less than a similar used car
- Flexibility — Keep it, refinance later, or sell when ready
Lease-buyout loan rates start as low as 4.75%APR[1] .
Auto lease buyout loan: payment calculator
5 - Year Auto Loan
6 - Year Auto Loan
7 - Year Auto Loan
We make lease buyout feel easy.
From paperwork to payoff, we help handle the details and coordinate with the leasing company—so you’ll never have to manage it alone.
Here’s how it usually works:
- Apply for an auto loan
- Share a few lease and vehicle details
- We take care of the payoff and paperwork
- Ownership is transferred—you’re good to go
Optional protection plans
Get financial protection against many mechanical breakdowns that normally fall outside of the manufacturer's warranty, or which occur after the warranty has expired.
MMPI is available for new and used vehicles. Add-on miles available—up to 105,000 miles on top of current odometer.
What does MMPI cover?
MMPI can cover the costs of many major repairs, such as engine, transmission, drive axle, fuel system, and electrical, just to name a few.
MMPI can also help with 24-hour roadside assistance, rental-vehicle assistance, key-fob replacement, a tire-protection plan, and trip-interruption coverage.
Deductibles per visit are $0 (surcharge applies) or $100 (standard), and three different plans are offered: Select, Deluxe and Ultimate.
View more details in our Major Mechanical Protection PDF brochure.
Exclusions and deductibles may apply. Some vehicles are ineligible for MMPI—such as RVs, Subaru WRX, all Porsche and Tesla models, and others. View a list of ineligible vehicles here.
Find the right loan for your ride
Low rates, flexible terms and local support — no matter what you drive.
Finance your next car, truck or SUV, new or used, with low rates and terms up to 7 years.
Lower your rate or payment — or modify without a full refinance.
Have a Star One loan? Change the interest rate or terms of your existing car loan.
Skip the search, avoid surprises, and keep the car you already know and trust.
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Finance up to 100% of NADA/marine survey value on a new or used boat.