Two wheels, one affordable rate
Fresh air, miles of possibility and reasonable rates from your credit union
Keep it between the white lines, and keep the monthly payment within your budget.
Star one offers fixed-rate loans for new and used motorcycles, up to 100% financing.[1]
Fixed-rate motorcycle loans
- Finance up to 100%[1] of the J.D. Power NADA retail/appraised value for a used motorcycle or 100%[1] of the purchase price for a new motorcycle
- New and used motorcycles (street legal only)
- Maximum loan $100,000
- Maximum term 7 years
- Up to 10 model years in age
- No commercial vehicles, off-road bikes, or ATVs
- Calculate your loan payment: Loan Calculators
New or used motorcycles. Up to 100% financing
New/Used Motorcycles
[2]
7.70% - 11.70%
APR
[3]
Monthly payment: $15.45 - $17.50 per $1,000, Fixed rate, 7 years maximum term
Members and non-members can apply.
Optional Protection Plans
Guaranteed Asset Protection (GAP) with PowerBuy‡ covers the difference between your loan balance and the amount your insurance policy would pay out if your vehicle were to be damaged beyond repair ("totaled") or stolen and never recovered. Your insurance policy will pay you the cash value of the vehicle, while GAP coverage is paid when the loan balance is higher than the vehicle's actual cash value paid by your insurer.
In addition, with PowerBuy, you may be eligible for up to $6000 toward the financing of a replacement vehicle (autos and motorcycles) if the vehicle is financed through the Credit Union within 90 days of settlement. See our GAP PowerBuy PDF brochure.
For boats and recreational vehicles, the benefit is up to $1000 toward the financing of a replacement vessel/vehicle if the vehicle is financed through the credit union within 90 days of settlement.
View our Guaranteed Asset Protection PDF brochure.
Protection Benefits
- Protects your credit rating
- Eliminates or reduces out-of-pocket expenses for the remaining loan balance after a loss settlement
- You may purchase a replacement vehicle sooner because there is little or no carry-over balance
- Maximum benefit:
- Motorcycles: $50,000
- Automobiles: $100,000
- RVs and boats: $125,000
- May be purchased up to one year from effective date of loan
Exclusions and deductibles may apply.
‡ Insurance products are not federally insured, not obligations of the credit union, not guaranteed by the credit union, and may involve investment risks, including possible loss of principal.