Two wheels, one affordable rate.
Fresh air, miles of possibility and reasonable rates from your credit union.
Keep it between the white lines, and keep the monthly payment within your budget.
Star one offers fixed-rate loans for new and used motorcycles, up to 100% financing.**
Fixed-rate motorcycle loans
- Finance up to 100%** of the J.D. Power NADA retail/appraised value for a used motorcycle or 100%** of the purchase price for a new motorcycle
- New and used motorcycles (street legal only)
- Maximum loan $100,000
- Maximum term 7 years
- Up to 10 model years in age
- No commercial vehicles, off-road bikes, or ATVs
- Calculate your loan payment: Loan Calculators
** The amount financed may vary based on final approval conditions.
New or used motorcycles. Up to 100% financing
New/Used Motorcycles
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7.70% - 11.70% APR
Monthly payment: $15.45 - $17.50 per $1,000, Fixed rate, 7 years maximum term
Members and non-members can apply.
Optional Protection Plans
Guaranteed Asset Protection (GAP) with PowerBuy covers the difference between your loan balance and the amount your insurance policy would pay out if your vehicle were to be damaged beyond repair ("totaled") or stolen and never recovered. Your insurance policy will pay you the cash value of the vehicle, while GAP coverage is paid when the loan balance is higher than the vehicle's actual cash value paid by your insurer.
In addition, with PowerBuy, you may be eligible for up to $6000 toward the financing of a replacement vehicle (autos and motorcycles) if the vehicle is financed through the Credit Union within 90 days of settlement. See our GAP PowerBuy PDF brochure.
For boats and recreational vehicles, the benefit is up to $1000 toward the financing of a replacement vessel/vehicle if the vehicle is financed through the credit union within 90 days of settlement.
View our Guaranteed Asset Protection PDF brochure.
Protection Benefits
- Protects your credit rating
- Eliminates or reduces out-of-pocket expenses for the remaining loan balance after a loss settlement
- You may purchase a replacement vehicle sooner because there is little or no carry-over balance
- Maximum benefit:
- Motorcycles: $50,000
- Automobiles: $100,000
- RVs and boats: $125,000
- May be purchased up to one year from effective date of loan
Exclusions and deductibles may apply.
Your financial safeguard against the unexpected
Life can take some unexpected turns. That’s why there’s Debt Protection with Life Plus.
Financial Protection for the unexpected – protect the ones that matter most. Debt Protection with Life Plus could help your family’s financial situation against a variety of covered life events:
- Involuntary unemployment
- Disability
- Death
For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
- Accidental dismemberment
- Terminal illness
- Hospitalization or family medical leave
- Death of a non-protected dependent
Things to know about Debt Protection with Life Plus
- It’s easy: Simple to apply for.
- It’s budget-friendly: Comfortably fits into your monthly payment.
- It puts you at ease: Rest easy, knowing you’re taken care of in so many problem situations.
Take an important step toward financial security.
Ask us about Debt Protection with Life Plus today.
Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
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