Fixed-rate mortgages
Choose from our popular 10-year, 15-year, 20-year and, of course, the 30-year mortgage options for your primary residence, vacation property or investment property.
Great rates on first mortgages—fixed or adjustable
Benefits of choosing any mortgage with Star One
Whether you choose adjustable or fixed, you’ll get…
- Loans up to $5 million at the same competitive rate for a purchase or refinance
- No origination fees*
- Low closing costs
- And if rates fall? Reduce the interest rate on your current Star One mortgage with our unique Mortgage Rate Modification program. No complicated refinance necessary.
*Third-party closing costs may apply.
Adjustable-rate mortgages (ARM)
Choose from our popular 3/1-year ARM, 5/1-year ARM, 7/1-year ARM, 10/1-year ARM or 5/5-year hybrid ARM mortgage options for your primary residence, vacation property or investment property. (5/5-year hybrid ARM is not available for investment properties.)
Calculate your Mortgage Payment
Enter a mortgage amount — up to $5 million
$
Minimum down payment and maximum loan for our first-time homebuyers
Unlock big savings for first-time homebuyers!
- Discounted private mortgage insurance premiums
- Appraisal-fee refund — up to $800
Ready to take the next step towards homeownership?
Learn more about our First-Time Homebuyer Program.
Home Refinance
Refinance to lower your interest rate or take cash out.
Home Purchase
Take the first step toward your dream home.
Loan services
Mortgage Interest Statement Form 1098
A tax document Star One sends to mortgage borrowers.
How to Pay Star One Loans
Mobile deposit, ezDeposit, automatic loan payment, online banking transfer, or pay from outside account
Homeowner and Flood Insurance
Why and how to provide Star One with proof of insurance