Investment Property Loans

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Great rates plus humans who care.

Star One Can Help You Purchase or Refinance a Residential Investment Property Anywhere in the USA.

Investing is hard work, but getting a loan doesn’t have to be a grind

Working with a credit union gives you competitive interest rates and great service. If you’re investing locally, you also get the benefit of our deep knowledge of and investment in our Silicon Valley community. 

Apply now or check rates.

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Investment property loans up to $2.5 million

Purchase or refinance a residential investment property

How much mortgage do you need?
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Mortgage loans are available up to $2.5 million
Investment Property Mortgage Rates
No origination fees, fast approval, and quick closings
30-Year Fixed-Rate Mortgage for Investment Property - Conforming [1]
Rate
6.500%
APR
6.612% [2] [3]

Same monthly payment for Jumbo 30-Year Fixed-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.500% (6.561% APR). [5]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

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20-Year Fixed-Rate Mortgage for Investment Property - Conforming [1]
Rate
6.375%
APR
6.520% [2] [3]

Same monthly payment for Jumbo 20-Year Fixed-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.375% (6.453% APR). [5]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

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15-Year Fixed-Rate Mortgage for Investment Property - Conforming [1]
Rate
6.000%
APR
6.175% [2] [3]

Same monthly payment for Jumbo 15-Year Fixed-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.000% (6.092% APR). [5]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

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10-Year Fixed-Rate Mortgage for Investment Property - Conforming [1]
Rate
5.875%
APR
6.119% [2] [3]

Same monthly payment for Jumbo 10-Year Fixed-Rate Mortgage for Investment Property - Jumbo Mortgage at 5.875% (6.003% APR). [5]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

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3-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [1]
Rate
6.000%
APR
6.198% [2] [3]

Same monthly payment for Jumbo 3-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.000% (6.335% APR). [5]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
5-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [1]
Rate
6.125%
APR
6.231% [2] [3]

Same monthly payment for Jumbo 5-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.125% (6.333% APR). [5]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
7-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [1]
Rate
6.250%
APR
6.297% [2] [3]

Same monthly payment for Jumbo 7-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.250% (6.369% APR). [5]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started
10-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [1]
Rate
6.375%
APR
6.400% [2] [3]

Same monthly payment for Jumbo 10-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Jumbo Mortgage at 6.375% (6.434% APR). [5]

The Jumbo Loan limit is any amount greater than $806,500 up to $5,000,000. High-Balance Conforming allows for higher loan limits beyond the $806,500 conforming limit up to $1,209,750 for high-cost areas as determined by the Federal Housing Finance Agency (FHFA).

Get Started

Compare investment property loans

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We offer conforming and jumbo investment property loans up to $2,500,000. A Star One member may borrow up to $7,000,000 cumulative.
 
Fixed-Rate Mortgage for purchase or refinance: Choose from 10-, 15-, 20-, and 30-year terms.
 
Fixed-to-Adjustable-Rate Mortgage (ARM) for purchase or refinance: Rate adjusts annually after an initial fixed period of 3, 5, 7, or 10 years with a payment amortized over 30 years. Index is based on weekly average yield of one-year Treasury Constant Maturity (TCM)

Solar Loans for Investment Properties

Star One can finance or refinance a solar-powered energy system for your investment or rental property up to four units. Rates start at just 6.25% APR.

Learn more about Star One Solar Loans.