Home Loans

Home Borrow Home Loans

Turn “someday” into a move-in date with a Star One home loan.

It's not just a house—it's your life. Find solid ground with a fixed-rate mortgage.

You’re a person to us, not a number. But speaking of numbers? We have some great ones.

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Enter a mortgage amount — up to $5 million
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Filters
Filters
Fixed-rate mortgages
No origination fees and fast approval
30-Year Fixed-Rate Mortgage [1]
Rate
6.500%
APR Conforming[2] [3] [4]
6.612%
APR Jumbo [5] [2] [3]
6.560%
Get Started
20-Year Fixed-Rate Mortgage [1]
Rate
6.250%
APR Conforming[2] [3] [4]
6.393%
APR Jumbo [2] [3] [5]
6.325%
Get Started
15-Year Fixed-Rate Mortgage [1]
Rate
6.000%
APR Conforming[2] [3] [4]
6.175%
APR Jumbo [2] [3] [5]
6.091%
Get Started
10-Year Fixed-Rate Mortgage [1]
Rate
5.750%
APR Conforming[2] [3] [4]
5.854%
APR Jumbo [2] [3] [5]
5.854%
Get Started
Adjustable-rate mortgages
No origination fees and fast approval
3-Year Fixed-to-Adjustable-Rate Mortgage [7]
Rate
5.625%
APR Conforming[2] [3] [4]
6.194%
APR Jumbo [2] [3] [5]
6.329%
Get Started
5-Year Fixed-to-Adjustable-Rate Mortgage [8]
Rate
5.750%
APR Conforming[2] [3] [4]
6.157%
APR Jumbo [2] [3] [5]
6.258%
Get Started
7-Year Fixed-to-Adjustable-Rate Mortgage [9]
Rate
5.875%
APR Conforming[2] [3] [4]
6.162%
APR Jumbo [2] [3] [5]
6.234%
Get Started
10-Year Fixed-to-Adjustable-Rate Mortgage [10]
Rate
6.000%
APR Conforming[2] [3] [4]
6.190%
APR Jumbo [2] [3] [5]
6.226%
Get Started
30-Year 5/5 Adjustable-Rate Mortgage [11]
Rate
5.750%
APR Conforming[2] [3] [4]
6.232%
APR Jumbo [2] [3] [5]
6.333%
Get Started
Home equity mortgages
No origination fees and fast approval
Home Equity Loan 20 Years Fixed [12] [13]
Rate
7.000%
APR [3]
7.075%
Get Started
Adjustable-Rate Home Equity Loan [14] [15] [13]
Rate
6.375%
APR [3]
6.777%
Get Started
Home Equity Loan 15 Years Fixed [12] [13]
Rate
6.750%
APR [3]
6.839%
Get Started
Home Equity Line of Credit, California, owner-occupied [16] [13]
Rate
6.750%
APR [3]
6.750%
Get Started
Investment property mortgages
No origination fees and fast approval
30-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.875%
APR Conforming[2] [3] [4]
6.992%
APR Jumbo [2] [3] [5]
6.939%
Get Started
20-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.750%
APR Conforming[2] [3] [4]
6.901%
APR Jumbo [2] [3] [5]
6.832%
Get Started
15-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.375%
APR Conforming[2] [3] [4]
6.556%
APR Jumbo [2] [3] [5]
6.471%
Get Started
10-Year Fixed-Rate Mortgage for Investment Property - Conforming [17]
Rate
6.250%
APR Conforming[2] [3] [4]
6.503%
APR Jumbo [2] [3] [5]
6.383%
Get Started
3-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [18]
Rate
6.125%
APR Conforming[2] [3] [4]
6.325%
APR Jumbo [2] [3] [5]
6.460%
Get Started
5-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [19]
Rate
6.250%
APR Conforming[2] [3] [4]
6.358%
APR Jumbo [2] [3] [5]
6.458%
Get Started
7-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [20]
Rate
6.375%
APR Conforming[2] [3] [4]
6.424%
APR Jumbo [2] [3] [5]
6.494%
Get Started
10-Year Fixed-to-Adjustable-Rate Mortgage for Investment Property - Conforming [21]
Rate
6.500%
APR Conforming[2] [3] [4]
6.527%
APR Jumbo [2] [3] [5]
6.560%
Get Started

Saving 1% can mean a lot when it comes to real estate.

No origination fees. Low closing costs. Here’s how we help you get into the real estate game. 

  • Affordable first-time home-buyer program 
  • Fast approvals and quick closing 
  • Loans up to $5 million at same competitive rate 
  • Special 10-year mortgage with no Star One loan-related closing costs 
  • 15-year, 20-year, and 30-year mortgages also available 
  • Fixed-rate second mortgage with no-closing-costs option 
  • Reduce the interest rate on your current Star One mortgage with Mortgage Rate Modification (as featured in Wall Street Journal)

Loan services

Mortgage interest statement Form 1098

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How to pay Star One loans 

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Homeowner and flood insurance

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Our financial strength and stability have earned us the coveted ‘Best of Bauer’ designation—an honor reserved for financial institutions that have consistently maintained Bauer’s highest 5-star rating for 25+ years. 

We have interest in your interest

At Star One, you’re not just opening an account—you’re unlocking a better way to bank. With consistently low loan rates, higher savings returns, and support that actually supports, we’re here to make your financial life feel less like work.

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