New members
Confirm your membership eligibility and submit an online application. Just add a checking account from there. Done and done.
Open free checking that upgrades to high-yield Rewards Checking. Automatically.
Everything you need in a checking account—plus real earning potential
Complete the monthly requirements, and your account simply earns more.
Miss them one month? Your account stays open with our excellent standard checking features—you can qualify again the very next month.
- No monthly maintenance fee
- Early direct deposit[3]
- Mobile & online banking
- 33,000+ surcharge-free ATMs & Shared Branches
- Free online Bill Pay
- Contactless debit card & digital wallet
Your checking account should do more than hold your money. With Star One, it can help it grow.
Open an account today. You’ll love it here.
Current members
Log into Online Banking. Choose “New Account” in the “More Options” menu to add Free Checking to your current Star One Membership.
Just in case you were wondering
First, you’ll need to be eligible as someone who lives, works, or attends school in our service area (see other ways you can be eligible). Second, we’ll need all the usual paperwork. We’ve laid out all the information for you.
Yes! If you attend school in Santa Clara County or one of the eight surrounding counties, you can open a no-fee checking account with Star One. We’ll even reimburse some of your ATM fees, so you can focus on more important things.
Yes! If you qualify for an account at Star One, you’ll have access to the best checking account in the Santa Clara County. We can’t wait to see your shining face at one of our six convenient branches.
We try! If you set up a Direct Deposit, you may be able to access your paycheck up to two days earlier. 3
It’s the same account. Everyone gets Free Checking. If you complete those three requirements above in any given month, you’ll get the Rewards Checking high-interest checking account in the following month. Keep going with the requirements? You’ll keep going with Rewards.