Share Certificates

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Guaranteed and dependable savings with the Star One Certificate Account

There aren’t many sure things in life. But these returns are for real.

Star One Certificate Accounts offer a high-yield for your savings, similar to a bank "CD Account" (certificate of deposit).  

Star One Certificate Accounts deliver guaranteed returns with zero market risk—the stock market can't promise.

Open a Share Certificate Today

Today's Certificate Account rates

(similar to "CD rates" at most banks)[1]

How much would you like to deposit? (minimum $2,500)
$
2-Year Certificate Rate [1]
3.60% (3.54% Rate)
[2]
1-Year Certificate Rate [1]
3.60% (3.54% Rate)
[2]
6-Month Certificate Rate [1]
3.60% (3.54% Rate)
[2]

Why smart savers choose certificates

Certificate accounts are the plot twist your portfolio needs. Interest rates change, but your certificate rate stays fixed for the entire term. That's financial certainty you can count on.

  • $2,500 minimum deposit
  • 6-month, 1-year and 2-year terms
  • Certificate rates stay fixed—no surprises for the entire term
  • Rest easy: deposits are insured up to $250,000 by NCUA
  • Dividends are paid monthly and at maturity. You’ll choose how to receive those dividends as they’re paid:
    • Add to your certificate-account principal
    • Transfer to your Star One checking and/or savings (automatically)
    • Get a check in the mail
Open a Share Certificate Today

5-Star Rating for 25 years

Our financial strength and stability have earned us the coveted ‘Best of Bauer’ designation—an honor reserved for financial institutions that have consistently maintained Bauer’s highest 5-star rating for 25+ years. 

We have interest in your interest

At Star One, you’re not just opening an account—you’re unlocking a better way to bank. With consistently low loan rates, higher savings returns, and support that actually supports, we’re here to make your financial life feel less like work.

Join Star One