Visa Debit Card
A Visa Debit Card is automatically provided when you open a Star One free checking account.
A Visa Debit Card is automatically provided when you open a Star One free checking account, adding benefits and flexibility beyond that of our standard ATM card.
Debit Card benefits:
- Real-time alerts sent to your email or mobile device when your card is used. Sign up here.
- Peace of mind - With Star One's Zero Liability Protection for unauthorized transactions.
- Safety - It eliminates the need to carry cash or your checkbook.
- Fast transactions - No need to write checks or verify your ID. Just swipe your card. Funds are withdrawn directly from your checking account. It's just like an electronic check!
- Payment type options - Choose from PIN- or signature-based transactions (you will need to choose the "Credit" option at the point of sale). Signature-based transactions are protected by Visa and helpful in the event of a dispute.
- Convenience - Shop at home either online or over the phone. Use your card outside the US to make cash withdrawals or purchases.
- Save money - No monthly Debit Card usage fees. No check-printing costs. No Star One transaction fees or interest rate fees.
- Easy record keeping - Payee information shows up in downloads to your favorite personal financial software, such as Quicken.
Use your Star One Visa cards with contactless enabled terminals, Apple Pay™, Google Pay, or Samsung Pay™.
ATM and Shared Branch Networks
Your Visa Debit Card or Star One ATM card gives you access to our Shared Branch Network—over 5,600 branches and nearly 30,000 no-surcharge ATMs nationwide. Use them anywhere you see the Visa, Plus, CO-OP or Interlink logos.
Note: Some network ATM owners and POS merchants assess a surcharge for each transaction. Maximum cash back may vary by merchant.
| Feature | Visa Debit Card | ATM Card |
|---|---|---|
| Protected by Visa |  |
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| Accepted for US and Domestic Point of Sale (POS) purchases | |
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| Accepted for US and domestic signature-based purchases | |
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| Accepted for Internet/telephone purchases | |
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| Accepted for International purchases | |
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| Cash withdrawals - US/Domestic | |
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| Cash withdrawals - International* | |
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| CO-OP deposits | |
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| Balance inquiries | |
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| Transfers between savings & checking accounts | |
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| Maximum daily purchase amount | $3,000 | $500 |
| Maximum daily withdrawal amount | $1,000 | $1,000 |
* Note - Some European countries only allow ATM withdrawals from checking. To ensure account access while traveling abroad, Star One highly recommends traveling with a Visa Debit Card.
Scam and Fraud Alert
Several Star One members reported receiving a phone call or text from a person claiming to be from Star One's fraud department with a caller ID reflecting 866-543-5202.
The caller is impersonating a Star One employee to gain your trust with the goal of getting access to your account.
The caller may try to reassure you that it's OK to share your information—please hang up, it's not OK, EVER!