Visa Debit Card
Get a Visa Debit card when you open a Star One checking account.
A Visa Debit Card is provided, upon request, to qualifying members who open a Star One checking account, adding benefits and flexibility beyond our standard ATM card.
Debit Card benefits:
- Real-time alerts sent to your email or mobile device when your card is used. Sign up here.
- Peace of mind - With Star One's Zero Liability Protection for unauthorized transactions.
- Safety - It eliminates the need to carry cash or your checkbook.
- Fast transactions - No need to write checks or verify your ID. Just swipe your card. Funds are withdrawn directly from your checking account. It's just like an electronic check!
- Payment type options - Choose from PIN- or signature-based transactions (you will need to choose the "Credit" option at the point of sale). Signature-based transactions are protected by Visa and helpful in the event of a dispute.
- Convenience - Shop at home either online or over the phone. Use your card outside the US to make cash withdrawals or purchases.
- Save money - No monthly Debit Card usage fees. No check-printing costs. No Star One transaction fees or interest rate fees.
- Easy record keeping - Payee information shows up in downloads to your favorite personal financial software, such as Quicken.
Use your Star One Visa cards with contactless enabled terminals, Apple Pay™, Google Pay, or Samsung Pay™.
ATM and Shared Branch Networks
Your Visa Debit Card or Star One ATM card gives you access to our Shared Branch Network—over 5,600 branches and nearly 30,000 no-surcharge ATMs nationwide. Use them anywhere you see the Visa, Plus, or CO-OP logos.
Note: Some network ATM owners and POS merchants assess a surcharge for each transaction. Maximum cash back may vary by merchant.
| Feature | Visa Debit Card | ATM Card |
|---|---|---|
| Protected by Visa |  |
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| Accepted for US and Domestic Point of Sale (POS) purchases | |
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| Accepted for US and domestic signature-based purchases | |
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| Accepted for Internet/telephone purchases | |
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| Accepted for International purchases | |
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| Cash withdrawals - US/Domestic | |
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| Cash withdrawals - International* | |
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| CO-OP deposits | |
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| Balance inquiries | |
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| Transfers between savings & checking accounts | |
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| Maximum daily purchase amount | $3,000 | $500 |
| Maximum daily withdrawal amount | $1,000 | $1,000 |
* Note - Some European countries only allow ATM withdrawals from checking. To ensure account access while traveling abroad, Star One highly recommends traveling with a Visa Debit Card.