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Refer a Friend to Star One!

Free checking accounts, high interest rates on savings, and low interest rates on loans!

Refer Star One and get a chance to win a $500 Amazon gift card

For a limited time only—refer friends and family to Star One and you'll all be entered in a drawing to win a $500 Amazon gift card when they join! See official rules below.

Plus, a bonus of $60 for you for each new member who joins on or before April 30, 2020.

Ranked #1 credit union once again

Star One was named top credit union by the Credit Union National Association (CUNA) six years in a row for providing the highest direct financial benefits to members. We offer:

  • Free checking
  • High-interest savings accounts (1.65% APY)
  • Nearly 30,000 surcharge-free ATMs in the CO-OP network
  • Low interest rates on loans and credit cards
  • Free overdraft coverage when linked to a Star One Visa

Who can join Star One Credit Union?

  1. Annual Percentage Yield (APY) on savings account is 1.65% as of March 28, 2020, is variable and subject to change. Annual Percentage Yield (APY) on checking account is 0.25% as of March 28, 2020, is variable and subject to change. Fees may reduce earnings. Existing members can receive $60 for each new member (up to four) who joins Star One and opens a Checking account. Bonus for member and new member is deposited to your Money Marketing Savings Account when new membership and a Checking Account are verified which may take up to 60 DAYS. Minimum deposit of $50 to open a Money Market Savings Account, $25 to open a Checking Account. Only first-time Star One checking accounts qualify. Promo may not be combined with any other offer. All new accounts are subject to Star One credit approval, account opening procedure, Truth-in-Savings account and membership terms, disclosures and fee schedule. Fees may reduce earnings. Minor and transfer to minor accounts not eligible for bonus. Star One Credit Union staff are not eligible for the bonus. Bonus subject to IRS reporting. Promo Code: WEBNEW120.

  2. Membership is open to individuals living, working or attending school in Santa Clara County, or immediate family members of current members.

Official Rules and Regulations 2020 Star One Credit Union Member Referral & Amazon Gift Card Sweepstakes

To enter:

The sweepstakes begins 02/21/2020 and ends 04/30/2020 (sweepstakes period). An eligible non-member who signs up for Star One membership between 02/21/2020 and 04/30/20 will automatically receive one (1) sweepstakes entry during the sweepstakes period. Star One member will also receive one (1) sweepstakes entry when they refer a new member who joins Star One Credit Union and opens a checking account. There will be one (1) drawing conducted at the end of the sweepstakes period around 04/30/20. To enter without purchase or obligation: Between 02/21/20 to 04/30/20, hand-print your name, address, city, state, zip, day and evening phone numbers, and the words “2020 Star One Credit Union Member Referral & Amazon Gift Card Sweepstakes” on a 3” x 5” card, and mail in a stamped #10 envelope to: Star One Marketing Dept. P. O. Box 3643, Sunnyvale, CA 94088-3643. The entry must be postmarked no later than 4/30/2020. Only one entry per entrant per stamped envelope will be accepted. All entries become the property of Star One Credit Union. The Credit Union in its sole discretion may disqualify any entry that does not comply with these rules or for any other reason the Credit Union deems appropriate.



Sweepstakes is open to legal residents of United States who are 18 years of age or older as of 02/21/2020 and otherwise meet the qualifications to join the Credit Union. The qualifications for joining the Credit Union are available at under the Open Your Account tab, Who Can Join? link. Star One Credit Union staff is not eligible to participate.


On or around 04/30/2020, one drawing will be conducted among all eligible entries received during the sweepstakes period. The winners will be chosen through a random drawing by the Star One Marketing Department from entries received. Odds of winning will be determined by the number of entries received.


One gift card, totaling a value of up to $500 (or cash equivalent) will be awarded to one eligible winner. Cash prizes will be deposited into the Star One Checking or Savings account of the eligible winner. Winner is responsible for all federal, state and local taxes where applicable. Prizes are non-transferable. Proof of current Star One membership is required to claim the prize.

Prize Notification:

The winner will be notified by phone or a traceable method of delivery, and will be required to complete and sign an Affidavit of Eligibility. The Affidavit of Eligibility must be returned within 14 days from the date of prize notification or the prize will be forfeited. For a complete list of winners, mail a self-addressed stamped envelope to: Star One Credit Union, Marketing Department, Amazon Gift Card Sweepstakes Winner, PO Box 3643, Sunnyvale, CA 94088.

Additional Terms:

If for any reason, this sweepstakes is not capable of running as planned, Star One Credit Union reserves the right at its sole discretion to disqualify any entry or entrant and/or to cancel, terminate, or suspend the sweepstakes and at its sole discretion to award prizes from among all eligible entries validly received prior to the action requiring such modification.