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We offer free checking accounts, high interest rates on savings, and low interest rates on loans.

Ranked #1 credit union once again

Star One was named top credit union by the Credit Union National Association (CUNA) eight years in a row for providing the highest direct financial benefits to members. We offer:

  • Free checking
  • Mobile check deposit
  • Mobile banking
  • Online banking
  • Loan rate modification
  • High-interest savings accounts (1.20% APY)
  • Nearly 30,000 surcharge-free ATMs in the CO-OP network
  • Low interest rates on loans and credit cards
  • Free overdraft coverage when linked to a Star One Visa

Who can join Star One Credit Union?

  1. Annual Percentage Yield (APY) on savings account is 1.20% as of November 30, 2022, is variable and subject to change. Annual Percentage Yield (APY) on checking account is 0.10% as of November 30, 2022, is variable and subject to change. Fees may reduce earnings. Existing members can receive $100 for each new member (up to four) who joins Star One and opens a Checking account. Bonus for member and new member is deposited to your account when new membership and a Checking Account are verified which may take up to 60 days. Minimum deposit of $50 to open a Money Market Savings Account, $25 to open a Checking Account. Only first-time Star One checking accounts qualify. Promo may not be combined with any other offer. All new accounts are subject to Star One credit approval, account-opening procedure, Truth-in-Savings account and membership terms, disclosures and fee schedule. Fees may reduce earnings. Minors, under the age of 18, and transfer to minor accounts not eligible for bonus. Star One Credit Union staff are not eligible for the bonus. Individual Taxpayer Identification Number required to receive bonus; bonus subject to IRS reporting. Promo Code: NEW200 & REF100.

  2. Membership is open to individuals living, regularly working in, or attending school in Santa Clara County, Alameda County, Merced County, Monterey County, San Benito County, San Joaquin County, San Mateo County, Santa Cruz County, and Stanislaus County, California, or immediate family members of current members.