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Refer a Friend to Star One!

Free checking accounts, high interest rates on savings, and low interest rates on loans!

Win a Napa Wine Train Tour for 4 valued at $1,000

For a limited time only—refer friends and family to Star One and you'll all be entered in a drawing to win a Napa Wine Train Tour for 4 valued at $1,000 when they join! See official rules below.

We say “phooey!” to bank fees

Banking at Star One Credit Union includes so many benefits:

  • Free checking
  • High-interest savings accounts (1.65% APY)
  • Nearly 30,000 surcharge-free ATMs in the CO-OP network
  • Low interest rates on loans and credit cards
  • Free overdraft coverage when linked to a Star One Visa

Star One was named top credit union by Credit Union National Association (CUNA) five years in a row. Learn more about Star One's awards.

Who can join Star One Credit Union?

Official Rules and Regulations 2018 Star One Credit Union Member Referral & Napa Wine Train Tour Sweepstakes

To enter:

The sweepstakes begins 8/1/18 and ends 9/30/18 (sweepstakes period). An eligible non-member who signs up for Star One membership from 8/1/18 to 9/30/18 will automatically receive one (1) sweepstakes entry during the sweepstakes period. Star One member will also receive one (1) sweepstakes entry when they refer a new member who joins Star One Credit Union. There will be one (1) drawing conducted at the end of the sweepstakes period around 10/1/2018. To enter without purchase or obligation: Between 8/1/18 to 9/30/18, hand-print your name, address, city, state, zip, day and evening phone numbers, and the words “2018 Star One Credit Union Member Referral & Napa Wine Train Getaway Sweepstakes” on a 3” x 5” card, and mail in a stamped #10 envelope to: Star One Marketing Dept. P. O. Box 3643, Sunnyvale, CA 94088-3643. The entry must be postmarked no later than 9/30/2018. Only one entry per entrant per stamped envelope will be accepted. All entries become the property of Star One Credit Union. The Credit Union in its sole discretion may disqualify any entry that does not comply with these rules or for any other reason the Credit Union deems appropriate.



Sweepstakes is open to legal residents of United States who are 18 years of age or older as of 8/1/18 and otherwise meet the qualifications to join the Credit Union. The qualifications for joining the Credit Union are available at under the Open Your Account tab, Who Can Join? link. Star One Credit Union staff is not eligible to participate.


On or around 10/1/18, one drawing will be conducted among all eligible entries received during the sweepstakes period. The winners will be chosen through a random drawing by the Star One Marketing Department from entries received. Odds of winning will be determined by the number of entries received.


Four gift certificates, redeemable with Napa Valley Wine Train, totaling a value of up to $1,000 (or cash equivalent), will be awarded to one eligible winner. Cash prizes will be deposited into the Star One Checking or Savings account of the eligible winner. Winner is responsible for all federal, state and local taxes where applicable. Prizes are non-transferable. Proof of current Star One membership is required to claim the prize.

Prize Notification:

The winner will be notified by phone or a traceable method of delivery, and will be required to complete and sign an Affidavit of Eligibility. The Affidavit of Eligibility must be returned within 14 days from the date of prize notification or the prize will be forfeited. For a complete list of winners, mail a self-addressed stamped envelope to: Star One Credit Union, Marketing Department, iPad Sweepstakes Winners, PO Box 3643, Sunnyvale, CA 94088.

Additional Terms:

If for any reason, this sweepstakes is not capable of running as planned, Star One Credit Union reserves the right at its sole discretion to disqualify any entry or entrant and/or to cancel, terminate, or suspend the sweepstakes and at its sole discretion to award prizes from among all eligible entries validly received prior to the action requiring such modification.