Overdraft Coverage

Apply Overdraft Coverage to your Star One checking account.

Form Instructions

To submit this form electronically, log into Online Banking and select "Overdraft Coverage Application" in the "Forms" menu.

Please complete, print, sign, date and mail this application to:

Star One Credit Union
Attn: Account Services
P.O. Box 3643
Sunnyvale CA 94088-3643

Member Name (Primary)

Member Name (Joint)

Member Number

E-mail Address

Phone

Alternate Phone

Please apply Overdraft Coverage to my Checking Account from the following account(s):

First Choice

Second Choice

Third Choice

Fourth Choice

Notes about choosing your Overdraft Coverage preferences:

By choosing your Credit Line Loan or Visa Credit Card as a form of Overdraft Coverage, we will automatically advance funds in multiples of $100, up to your available Credit Line Loan limit. There is no fee for this service; however, interest begins to accrue from the date of advance.
Regardless of primary Overdraft Coverage selection, your Savings Account will be automatically linked to your Checking Account as an additional form of overdraft coverage.
Courtesy Pay may automatically cover any insufficient item presented for payment to your Checking Account up to a limit of $2,000; this includes overdrafts on checks, debit card transactions, bill payments and ACH transactions. There is a $15.00 fee per covered item.* Qualification for Courtesy Pay is based on a FICO score of 600 or above and good standing at Star One (no delinquent payments on any Star One loans, checking account overdrafts greater than 15 days, and no written-off loans). Accounts for minors, irrevocable trusts with assigned Tax Payer Identification Numbers (TINs) or businesses are not eligible.
*For details, refer to our Membership and Account Agreement and our Checking and Savings Account Disclosure.

___________________________________________
Primary Applicant Signature

_______________________
Date

Previous Next