Earn rewards on everyday purchases and enjoy a low APR.
8.75% - 12.75%APR[1]

Whether you're shopping close to home or traveling abroad, the Star One Visa Platinum Rewards Credit Card gives you the flexibility to earn valuable rewards without sacrificing affordability when you occasionally carry a balance.

Life doesn't fit into spending categories—and your rewards card shouldn't either. Earn points on eligible everyday purchases, then redeem them for travel, gift cards, merchandise, and more. Combined with a competitive low APR, this card delivers lasting value whether you pay your balance in full or occasionally carry one.

Apply Now for Visa Platinum Rewards

View rates and fees

Benefits of choosing the Visa Platinum Rewards card

The Visa Platinum Rewards Credit Card is designed for members who want more from everyday spending.

  • Earn 1 point for every $1 spent on eligible purchases
  • Enjoy a competitive low APR—lower than many traditional rewards cards
  • Redeem points your way—travel, cash back, gift cards, merchandise, and more
  • No annual fee means more value every year
  • No foreign transaction fees on international purchases
  • Use your card anywhere Visa® is accepted worldwide

Two more Star One credit cards for your lifestyle

Visa® Signature
8.75% APR [1]

The only credit card you'll ever need. With a credit limit of $5,000 or more, you'll earn 1.5 rewards points on every dollar spent, a five-year membership to TSA PreCheck®, and more.


Visa Platinum
7.75% - 13.75% APR [1]

With no rewards program attached to this card, we pass the savings on to you. A great no-annual-fee first credit card for building credit—and saving on interest and fees.


Frequently asked questions

Guide to your Visa® Platinum Rewards Card

Star One Rewards Program is a rewards program offering points on qualifying purchases. Rewards Points can be redeemed for items, such as e-gift cards/plastic gift cards, airfare, hotels, cash, merchandise, and travel packages. See Rewards Program Terms and Conditions.