We believe in long-term growth.

While you invest your savings with us, we’re investing in your future.

a group of women in graduation gowns and caps

Since 2016, Star One has invited eligible members pursuing higher education to apply for a scholarship to help cover college expenses.

Apply before February 27th for a 2026 scholarship

In 2026, Star One will award ten $5,000 scholarships. Applications will be accepted between January 2, 2026 and February 27, 2026 from members who will be full-time college students in the fall of 2026 pursuing an Associate’s or Bachelor’s Degree.*

Applications are evaluated based on:

  • Community service
  • Extra-curricular activities
  • Academic performance
  • Personal essay

Congratulations to the Scholarship Winners of 2025!

These phenomenal students secured a $5,000 scholarship for their college careers. We are proud to empower the leaders who will define tomorrow and look forward to witnessing their incredible success.

angelina-chen

Angelina Chen
Yale University
Environmental Science

arthur-cheong

Arthur Cheong
Stanford University
Electrical Engineering

isabella-raianne-fontecha

Isabella Raianne Fontecha
University of California, Irvine
Microbiology & Immunology

leilani-griffin

Leilani Griffin
Stevens Institute of Technology
Biomedical Engineering

elaine-kao

Elaine Kao
University of California, Irvine
Data Science

janine-leong

Janine Leong
University of Illinois Urbana-Champaign
Computer Science & Economics

chloe-lu

Chloe Lu
University of Connecticut
Physiology & Neurobiology

nethra-madhav

Nethra Madhav
New Jersey Institute of Technology
Biomedical Engineering

alexander-provenzano

Alexander Provenzano
Loyola Marymount University
Biology

leo-wong

Leo Wong
University of California, Los Angeles
Statistics & Data Science

When financial aid leaves gaps, we’ve got your back.

Our partnership with Credit Union Student Choice (CUSC) lets us pass on a huge advantage to you: 
loan rates and fees that are much lower than what typical private student loan lenders offer.

Student Loan Rates

Type Annual Percentage Range Rate Type Maximum Term Monthly Payment Per $1,000
Type
Student Loans - Undergraduate, fixed rate
Annual Percentage Range
5.50% - 10.50%
Rate Type
fixed
Maximum Term
20 Years
Monthly Payment Per $1,000
$6.88 - $9.98
Type
Student Loans - Undergraduate, variable rate
Annual Percentage Range
4.75% - 8.75%
Rate Type
variable
Maximum Term
20 Years
Monthly Payment Per $1,000
$6.46 - $8.84
Type
Student Loans - Graduate, variable rate
Annual Percentage Range
4.75% - 8.75%
Rate Type
variable
Maximum Term
20 Years
Monthly Payment Per $1,000
$6.46 - $8.84
Type
Student Loans - Graduate, fixed rate
Annual Percentage Range
5.50% - 10.50%
Rate Type
fixed
Maximum Term
20 Years
Monthly Payment Per $1,000
$6.88 - $9.88
Type
Student Loan Refinance, fixed rate
Annual Percentage Range
5.25% - 9.00%
Rate Type
fixed
Maximum Term
15 Years
Monthly Payment Per $1,000
5 years max. term: $18.99 - $19.92
10 years max. term: $10.85 - $11.87
15 years max. term: $8.71 - $10.14
Type
Student Loan Refinance, variable rate
Annual Percentage Range
5.00% - 8.75%
Rate Type
variable
Maximum Term
15 Years
Monthly Payment Per $1,000
5 years max. term: $18.87 - $19.80
10 years max. term: $10.73 - $11.74
15 years max. term: $8.57 - $9.99