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Ranked #1 by America’s Credit Unions since 2015
Since 2015, America's Credit Unions (formerly CUNA), through its Benefits of Membership Award, has recognized Star One quarter after quarter as the #1 credit union in the country for providing the highest direct financial benefits to our members.
They estimated that Star One provided $261,250,996 in direct financial benefits to members during the twelve months ending March 2025. These benefits are equivalent to $4,289 per member household. Additionally, since these benefits are calculated as averages, loyal members who use the credit union extensively often receive total financial benefits that are much greater than these averages.
Download the complete Star One Membership Benefits Report.
We strive to deliver more valuable services to you every day. Thank you for the opportunity to let us serve your financial needs.
Visit our Member Benefit Calculator and find out how much you save by banking at Star One, compared to California banks on average.
One of the Best Credit Union Credit Cards—WalletHub
The Star One Visa Signature Rewards Credit Card was recognized in 2025 as the Best Credit Union Credit Card for a Low APR by WalletHub.
Achieving this designation was no easy feat, as WalletHub's review process is very rigorous, and compares more than 500 credit card offers from credit unions. WalletHub’s goal is to provide users with the best possible advice so they can maximize their savings and improve their financial health.
Bankrate recognized Star One as the 9th Best Credit Union
In January 2022, Bankrate published a report that listed Star One as the 9th Best Credit Union in the U.S. (and the 1st in California).
Since 1976, Bankrate has analyzed and scored U.S. credit unions based on a variety of factors, including product selection, interest rate offerings, account fees, mobile and online features and more.
"Best of Bauer" distinction from Bauer Financial, Inc.
This designation is reserved solely for financial institutions that have earned and maintained their highest rating of 5 stars for at least 25 years (100 consecutive quarters). Star One has earned and maintained a 5-star rating for 140 consecutive quarters.
The nation's leading independent bank and credit union rating and research firm, has been analyzing and reporting on the financial condition of the nation's banking industry since 1983. Financial institutions cannot pay for ratings, and cannot avoid being evaluated by Bauer Financial, Inc., www.bauerfinancial.com
GoBankingRates recognized Star One's "Great Digital Experience"
GoBankingRates lists competitive rates, excellent digital services, and minimal account fees as pros of banking with Star One.
GoBankingRates was founded in 2004 to provide consumers with information about banks and credit unions.
More detailed information about the assessment of Star One is available on the GoBankingRates website.
About Star One Credit Union
Star One Credit Union started over 60 years ago and provides financial services to people who live, regularly work, or attend school in Alameda County, Merced County, Monterey County, San Benito County, San Joaquin County, San Mateo County, Santa Clara County, Santa Cruz County, and Stanislaus County. Star One also offers membership to employees of some of Silicon Valley’s most prominent companies, including Lockheed Martin, Lam Research, and Juniper Networks to name a few. Star One Credit Union serves more than 128,000 members with branches throughout Silicon Valley and offers a variety of products and services including checking, savings, certificate, and IRA accounts, and consumer, home equity, and first mortgage loans. Star One is part of a nationwide network of 30,000 no-surcharge ATMs and 5,000 shared credit union locations in all 50 states.
