A great first credit card for building credit—and saving on interest
7.75% - 13.75%APR[1]
Whether you're opening your first credit card, helping a young adult establish credit, or simply looking for a card with fewer fees, the Star One Visa® Platinum Credit Card delivers lasting value.
Instead of paying for rewards you may never use, you'll enjoy one of our lowest available interest rates, no annual fee, and no balance-transfer, cash-advance, or foreign-transaction fees. It's a straightforward credit card designed to help you build credit responsibly while keeping more money in your pocket.
Why choose the Star One Visa® Platinum card?
Not every credit card needs complicated rewards programs or rotating bonus categories.
The Star One Visa® Platinum credit card focuses on what matters most: low borrowing costs, fewer fees, and dependable value. Whether you're making everyday purchases, handling an unexpected expense, or building a strong credit history, this card helps you stay focused on your financial goals instead of unnecessary costs.
Two more Star One credit cards for your lifestyle
Visa® Signature
8.75%
APR
[1]
The only credit card you'll ever need. With a credit limit of $5,000 or more, you'll earn 1.5 rewards points on every dollar spent, a five-year membership to TSA PreCheck®, and more.
Visa Platinum Rewards
8.75% - 12.75%
APR
[1]
Earn 1 rewards point for every dollar spent. Like all Star One Visa cards, there are no annual fees, no foreign-transaction fees, no balance-transfer fees, and no cash-advance fees.