Your home’s been saving up for this moment.

Reduce Your Rate, Eliminate High-interest Debt and Create New Opportunities When You Refinance.

Refinancing a home with Star One

Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment. 

Reasons to refinance: 

  • Switch from an adjustable-rate loan to a fixed-rate mortgage
  • Change from one adjustable-rate loan to another to lower your monthly payment
  • Reduce your interest rate and your monthly payment
  • Build equity faster by shortening the term of your loan to 15 or 20 years
a house with a tree in the back

Calculate your Mortgage Payment

Enter a Desired Mortgage Amount
$
Mortgage loans are available up to $5 million
10-Year Fixed-Rate Mortgage [1]
Rate
5.500%
APR Conforming
5.599% [2] [3] [4]
APR Jumbo
5.599% [5] [2] [3]
15-Year Fixed-Rate Mortgage [1]
Rate
5.625%
APR Conforming
5.793% [2] [3] [4]
APR Jumbo
5.710% [2] [3] [5]
10-Year Fixed-to-Adjustable-Rate Mortgage [7]
Rate
5.500%
APR Conforming
5.773% [2] [3] [4]
APR Jumbo
5.812% [2] [3] [5]
30-Year 5/5 Adjustable-Rate Mortgage [8]
Rate
5.250%
APR Conforming
5.807% [2] [3] [4]
APR Jumbo
5.910% [2] [3] [5]

Fixed-Rate Mortgages

Choose from our popular 10-year, 15-year, 20-year and, of course, the 30-year mortgage options for your primary residence, vacation property or investment property.

Adjustable-Rate Mortgages (ARM)

Choose from our popular 3/1-year ARM, 5/1-year ARM, 7/1-year ARM, 10/1-year ARM or 5/5-year hybrid ARM mortgage options for your primary residence, vacation property or investment property. (5/5-year hybrid ARM is not available for investment properties.)

Want a lower rate on your current Star One Mortgage Loan?

Mortgage Rate Modification might be right for you.

a house with a garden and trees

Lower payments with no muss and no fuss? When rates fall, it’s possible.

Most loan types qualify for our easy loan modification program. 

A modification reduces your rate to our current offering. And the fee is typically lower than the cost of a refinance with a streamlined process and timeline. No appraisal needed.

All you have to do is fill out a simple form. 

Apply for Mortgage Rate Modification

Loan Services

Mortgage Interest Statement Form 1098
How to pay Star One Loans 
Homeowner and Flood Insurance
Mortgage Rate Lock