You’ll just answer a few simple questions about yourself, your property, income, debts and assets.
Your home’s been saving up for this moment.
Reduce Your Rate, Eliminate High-interest Debt and Create New Opportunities When You Refinance.
Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment.
Reasons to refinance:
- Switch from an adjustable rate loan to a fixed rate mortgage
- Change from one adjustable rate loan to another to lower your monthly payment
- Reduce your interest rate and your monthly payment
- Build equity faster by shortening the term of your loan to 15 or 20 years

Find out how much you can borrow, potential monthly payments, and how long it’ll take for that refinance to pay off.
Want a lower rate on your current Star One Mortgage Loan?
Mortgage Rate Modification might be right for you.

Lower payments with no muss and no fuss? When rates fall, it’s possible.
Most loan types qualify for our easy loan modification program.
A modification reduces your rate to our current offering. And the fee is typically lower than the cost of a refinance with a streamlined process and timeline. No appraisal needed.
All you have to do is fill out a simple form.