Fixed-Rate Mortgages
Choose from our popular 10-year, 15-year, 20-year and, of course, the 30-year mortgage options for your primary residence, vacation property or investment property.
Your home’s been saving up for this moment
Reduce your rate, eliminate high-interest debt and create new opportunities when you refinance
Refinance a mortgage with Star One
Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment.
Reasons to refinance:
- Switch from an adjustable-rate loan to a fixed-rate mortgage
- Change from one adjustable-rate loan to another to lower your monthly payment
- Reduce your interest rate and your monthly payment
- Build equity faster by shortening the term of your loan to 15 or 20 years
Calculate your Mortgage Payment
Enter a mortgage amount — up to $5 million
$
Adjustable-Rate Mortgages (ARM)
Choose from our popular 3/1-year ARM, 5/1-year ARM, 7/1-year ARM, 10/1-year ARM or 5/5-year hybrid ARM mortgage options for your primary residence, vacation property or investment property. (5/5-year hybrid ARM is not available for investment properties.)
Want a lower rate on your current Star One Mortgage Loan?
Mortgage Rate Modification might be right for you.
Lower payments with no muss and no fuss? When rates fall, it’s possible.
Most loan types qualify for our easy loan modification program.
A modification reduces your rate to our current offering. And the fee is typically lower than the cost of a refinance with a streamlined process and timeline. No appraisal needed.
All you have to do is fill out a simple form.
Loan Services
Mortgage interest statement Form 1098
How to pay Star One loans
Homeowner and flood insurance