Rewards Checking

This generous free checking account offers a high yield of 1.00% APY—the same as Star One's Money Market Savings Account.

It's designed for the checking account holder who wants to maximize on dividends and rewards.

• Minimizes the need to move balances to your Savings Account to get the higher yield
• Earns the higher yield on your Checking Account regardless of balance

Benefits of Rewards Checking

• Refund of up to $20 per month in ATM surcharge fees
• No monthly fee
• Earn Money Market Savings yield: 1.00% APY (Annual Percentage Yield)
• Free Bill Pay
• Free box of 40 duplicate exclusive design checks per order

Star One's Checking Account comes with:

• Visa Debit Card
• Overdraft Coverage
• Mobile Banking (deposit checks with your smartphone camera)
• ezDeposit (use your scanner to deposit checks)
• Direct Deposit—get your paycheck up to two days early*
• Touchtone Teller
• Online Banking
• Shared Branch network with over 5,600 branches and nearly 30,000 ATMs nationwide
• eStatements/eNotices/Tax Forms
• Insured to at least $250,000 from NCUA per individual
• Free initial box of 40 exclusive design checks
  Order checks in Online Banking in the "Additional Services" menu.
• Free in-network ATM cash withdrawals

* Early access to direct deposit funds depends on the time of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

How to get High-Interest Rewards Checking

Meet all the following criteria in any given month and your Free Checking Account is upgraded to a high-yield Rewards Checking Account during the following month:

• Make 10 Star One debit or credit card purchases per month
• Enroll at least one membership account where you are the primary owner in eStatements and eNotices
• Have a minimum of $300 in monthly Direct Deposit or $5,000 in deposit or loan balances

Compare Checking Accounts

Student and Free Checking Accounts are automatically upgraded to Rewards Checking Accounts on the first day of the month for a one-month period when they qualify, based on transactions and qualifications of the prior month.

Checking Account Feature	Free Checking	Rewards Checking	Student Checking
$0 Monthly Fee
Free Checking 0.10% APY
Rewards Checking 1.00% APY
$0 Bill Pay Fee
Free first box of 40 checks
Free checks
ATM surcharge refund—up to $20/month
ATM surcharge refund—up to $10/month
Free, secure Online and Mobile Banking
eStatements/eNotices/eTax/eLoan Coupons
Visa Debit Card
ezDeposit and Mobile Deposit
Touchtone Teller
Shared Branch Network—over 5,600 branches and nearly 30,000 ATMs nationwide

1. See the Checking and Savings Disclosure and the Membership and Account Agreement for more information.
2. Minimum deposit of $25 required to open a checking account. Fees may reduce earnings.
3. Star One utilizes ChexSystems to assess checking account activity. Go to www.consumerdebit.com for additional information.