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Student Services

Star One Credit Union helps young people make ends meet.

Student Checking

For anyone age 25 or under—Student Checking includes all our Free Checking features, plus an ATM surcharge refund of up to $10 per month.

Student Visa Credit Card

Our no-annual-fee Platinum Best Rate Visa card with a credit limit of $100-$1,500 is available to members 25 and under. No co-signer is required for lower credit limits. Manage your account online, wherever you go.

Compare Checking Accounts

Student and Free Checking Accounts will automatically be upgraded to Rewards Checking Accounts in any given month based on transactions and qualifications of the prior month.
  Free Checking Rewards Checking Student Checking
$0 Monthly Fee yes yes yes
Free Checking
0.25% APY
yes no yes
Rewards Checking
0.85% APY
no yes no
$0 Bill Pay Fee yes yes yes
Free first box of 50 checks yes yes yes
Free checks no yes no
ATM surcharge refund—up to $20/month no yes no
ATM surcharge refund—up to $10/month no no yes
Free, secure Online and Mobile Banking yes yes yes
eStatements/eNotices/eTax/eLoan Coupons yes yes yes
Visa Debit Card yes yes yes
ezDeposit and Mobile Deposit yes yes yes
Touchtone Teller yes yes yes
Shared Branch Network—over 6,500 branches and nearly 30,000 ATMs nationwide yes yes yes

Student Loans and Refinancing

Undergraduate and graduate business-school student loans through Star One Credit Union can help fill gaps in your student-loan coverage. Scholarships, grants and federal student loans might not cover the total of your expenses.

  • Lower interest rates
  • Zero origination fees
  • Deferment of principal AND interest while in school
  • Flexible repayment terms
  • Co-signers, if any, can be removed after consistent payments
  • Graduated repayment to make monthly payments more manageable
  • Refinance your federal PLUS** student loans
  • Refinance your previous private student loans***

Student Loan Interest Rates

Student Loans - Undergraduate

Annual Percentage Rate Range

5.75

%

- 8.75

% ****

Monthly payment: $7.03 - $8.84 per $1,000, Variable rate*****, 20 years maximum term


Student Loans - Graduate

Annual Percentage Rate Range

5.00

%

- 8.00

% ****

Monthly payment: $6.61 - $8.37 per $1,000, Variable rate*****, 20 years maximum term


Learn more about Star One student loans and student loan refinance.

* Subject to qualification and annual credit review.Loans available for study at approved schools only.

** Only federal Parent PLUS or Grad PLUS loans for approved schools are eligible for refinance under this program. Other federal student loans are not eligible.

*** Only private student loans for study at approved schools are eligible for refinance under this program.

**** Your APR based on credit qualification. Floor 5.00% and Cap 18.00%.

***** 25-year term available for loans equal to or greater than $40,000.