Star One Credit Union helps young people make ends meet.
For anyone age 25 or under—free Student Checking includes all our Free Checking features, plus an ATM surcharge refund of up to $10 per month.
Our no-annual-fee Platinum Best Rate Visa card with a credit limit of $100-$1,500 is available to members 25 and under. Based on credit and income qualifications, a co-signer may be required.
Checking Account Feature | Free Checking | Rewards Checking | Student Checking |
---|---|---|---|
$0 Monthly Fee | |||
Free Checking 0.10% APY |
|||
Rewards Checking 2.96% APY |
|||
$0 Bill Pay Fee | |||
Free first box of 40 checks | |||
Free checks | |||
ATM surcharge refund—up to $20/month | |||
ATM surcharge refund—up to $10/month | |||
Free, secure Online and Mobile Banking | |||
eStatements/eNotices/eTax/eLoan Coupons | |||
Visa Debit Card | |||
ezDeposit and Mobile Deposit | |||
Touchtone Teller | |||
Shared Branch Network—over 5,600 branches and nearly 30,000 ATMs nationwide |
Undergraduate and graduate business-school student loans through Star One Credit Union can help fill gaps in your student-loan coverage. Scholarships, grants and federal student loans might not cover the total of your expenses.
Student Loans - Undergraduate - fixed rate
Annual Percentage Rate Range
6.00
%
- 11.00
% ****
Monthly payment: $7.16 - $10.32 per $1,000, Fixed rate, 20 years maximum term*****
Student Loans - Undergraduate - variable rate
Annual Percentage Rate Range
5.75
%
- 9.75
% ****
Monthly payment: $7.02 - $9.49 per $1,000, Variable rate, 20 years maximum term*****
Student Loans - Graduate - fixed rate
Annual Percentage Rate Range
6.00
%
- 11.00
% ****
Monthly payment: $7.16 - $10.32 per $1,000, Fixed rate, 20 years maximum term*****
Student Loans - Graduate - variable rate
Annual Percentage Rate Range
5.75
%
- 9.75
% ****
Monthly payment: $7.02 - $9.49 per $1,000, Variable rate, 20 years maximum term*****
Student Loan Debt Refinance - fixed rate
Annual Percentage Rate Range
6.00
%
- 10.00
% ****
Monthly payment per $1000:****
5 years max. term: $19.33 - $20.28
10 years max. term: $11.35 - $12.40
15 years max. term: $8.99 - $10.75
Student Loan Debt Refinance - variable rate
Annual Percentage Rate Range
6.00
%
- 9.75
% ****
Monthly payment per $1000:****
5 years max. term: $19.33 - $20.28
10 years max. term: $11.23 - $12.27
15 years max. term: $9.13 - $10.59
Student Loan Application and Information
Apply to Refinance Student Loan Debt
Make a Student Loan Payment
* Subject to qualification and annual credit review. Loans available for study at approved schools only.
** By refinancing federal student loans, you may lose certain borrower benefits from your original loans, such as interest-rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.
**** Your APR based on credit qualification. Floor 4% for undergraduate and graduate programs. Cap 18.00% applies to all student-loans.
***** 25-year term available for loans equal to or greater than $40,000.