A pre-approved offer reserved for you: Star One Visa Signature


You can choose to stop receiving "prescreen" offers of credit from this and other companies by calling Experian toll-free 1-888-567-8688. Please view the PRESCREEN & OPT-OUT NOTICE at bottom of page for more information.


Ample rewards. No annual fee.
Rates as low as 8.75%[1]

Wine glasses on table on boat in water

We’re giving you access to a pre-approved offer of our Star One Visa Signature card designed to deliver more value on every dollar you spend.[2]

With the Star One Visa Signature card, you’ll earn 1.5 points for every dollar. Redeem them for cash, travel, gift cards or merchandise at a clean, simple 1:1 redemption value.

More benefits. Fewer fees.

Your strong credit opens a world of premium perks, without a premium price tag.

  • Five-year membership to TSA Pre✔® or Global Entry[3]
  • No annual or transaction fees
  • Signature Concierge Service
  • Trip cancellation/Interruption

Explore the Visa Signature Rewards credit card.

Yes, I accept!

I accept the offer of a Star One Visa Signature credit card or credit-line increase.

My application type is:

Individual Applicant
Joint Applicants

This preapproval offer expires March 31, 2026.

Credit Card Interest Rates and Interest Charges

Annual Percentage Rate (APR) for
  • Purchases
  • Balance Transfers
  • Cash Advances

8.75%
Visa Signature

8.75% - 12.75%
Visa Platinum Rewards
(based on creditworthiness)

7.75% - 13.75%
Visa Platinum
(based on creditworthiness)

How to Avoid Paying Interest on PurchasesYour due date is 25 days after the close of each billing cycle. We will not charge any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for, or using a credit card, visit the website of the Consumer Financial Protection Bureau.
Fees 
Annual FeeNone

Transaction Fees

  • Balance Transfer Fees
  • Cash Advance Fees
  • Foreign Transaction Fees
  • Transaction Fee for Purchases

 

  • None
  • None
  • None
  • None

Penalty Fees

  • Late Payment Fee
  • Return Payment Fee

 

$10.00
up to $15.00

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Effective Date: The information about the costs of the card described in this application is accurate as of April 01, 2026. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

Other Fees and Disclosures:

Late Payment Fee:
$10.00 or the required minimum payment, whichever is less, if you are 10 or more days late in making a payment.

Returned Payment Fee:
$15.00 or the amount of the required minimum payment, whichever is less.

Minimum Payment Required: The minimum monthly payment will be 2.5% of your outstanding balance or $20.00, whichever is greater.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Visa Credit Card Account Agreement.

We reserve the right to amend the Visa Credit Card Account Agreement as permitted by law. The above rates and fees are current as of April 01, 2026.

Fees and APR apply to new cards only. Learn more about our No-Annual Fee Credit Cards. Visit our online credit-card application.

PRESCREEN & OPT-OUT NOTICE. This "prescreen" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this or other companies, call Experian toll-free at 1-888-567-8688, or visit www.optoutprescreen.com; or write to: Experian Opt Out, PO Box 919, Allen, TX 75013-0919.

2. This offer of credit is conditioned on your continuing to meet the criteria used to prescreen this offer and on your verification of annual income by providing a current paystub, and/or retirement statement and/or income tax return. Subject to the terms herein, this offer pre-approves you for at least $5,000 of credit and is valid through ‌March 31‌, ‌2026. Information included on your consumer credit report was used in connection with this solicitation. You received this offer by satisfying criteria for creditworthiness as established by Star One Credit Union. If applicable, the credit may not be extended if, after you respond, we determine that you do not meet the criteria used for screening or any applicable criteria bearing on creditworthiness, such as income verification. All accounts with Star One must be in good standing. Requests for higher loan amounts will require a full credit application. Contact us for additional information.

3. Enrollment process required by TSA PRE-CHECK® / GLOBAL ENTRY. Reimbursement will be posted as a statement credit.