You can choose to stop receiving "prescreen" offers of credit from this and other companies by calling Experian toll-free 1-888-567-8688. Please scroll down to view the PRESCREEN & OPT-OUT NOTICE below for more information about prescreen offers.
An exclusive opportunity!
We are giving you the exclusive opportunity to receive this preselected offer of our Star One Visa Signature Rewards card.
Our Star One Visa Signature card rewards you with 1.5 points for every dollar spent. You can redeem points for cash, travel, gift cards or merchandise and it has an exceptional redemption value of 1:1.
Benefits designed for you
In addition to rich rewards and a low 8.75% rate, the Star One Signature Rewards card also offers:
- Five-year membership to TSA Pre✔® or Global Entry
- No annual or transaction fees
- Signature Concierge Service
- Trip cancellation/Interruption
Learn more about the Visa Signature Rewards credit card.
Yes, I'd like to take advantage of Star One's preselection offer of a Star One Visa Signature Rewards credit card or credit-line increase!
My application type is:
Credit Card Interest Rates and Interest Charges
| How to Avoid Paying Interest on Purchases | Your due date is 25 days after the close of each billing cycle. We will not charge any interest on purchases if you pay your entire balance by the due date each month. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for, or using a credit card, visit the website of the Consumer Financial Protection Bureau. |
| Fees | |
| Annual Fee | None |
Transaction Fees
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Penalty Fees
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$10.00 |
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Effective Date: The information about the costs of the card described in this application is accurate as of September 8, 2025. This information may have changed after that date. To find out what may have changed, contact the Credit Union.
Other Fees and Disclosures:
Late Payment Fee:
$10.00 or the required minimum payment, whichever is less, if you are 10 or more days late in making a payment.
Returned Payment Fee:
$15.00 or the amount of the required minimum payment, whichever is less.
Minimum Payment Required: The minimum monthly payment will be 2.5% of your outstanding balance or $20.00, whichever is greater.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Visa Credit Card Account Agreement.
We reserve the right to amend the Visa Credit Card Account Agreement as permitted by law. The above rates and fees are current as of September 8, 2025.
Fees and APR apply to new cards only. Learn more about our No-Annual Fee Credit Cards. Visit our online credit-card application.
PRESCREEN & OPT-OUT NOTICE. This "prescreen" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this or other companies, call Experian toll-free at 1-888-567-8688, or visit www.optoutprescreen.com; or write to: Experian Opt Out, PO Box 919, Allen, TX 75013-0919.