HomeAdvantage: a real-estate service to help you buy or sell your home

Star One Mobile Banking
It's free and secure to use!

Get the Star One Mobile Banking app for your device.
It's free, intuitive, safe and secure to use!

View

Buying or selling your home? We can help!

Finding or selling your home can be hard work. That's why we are here to help with the free HomeAdvantage® Program to provide you with the tools and resources you'll need.

Connect with a local Real Estate Agent who knows the area and is an expert in helping you sell or purchase your home
Search for a home in your desired neighborhood and budget with the easy-to-use website
Earn Cash Rewards when you buy or sell a home—the savings could be huge, just see the samples below:

Purchase / Sale Price	Sample Reward
$200,000	$1,200
$400,000	$2,400
$600,000	$3,600
$800,000	$4,800
$1,000,000	$6,000

* HomeAdvantage is available to you through your membership with Star One Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using Star One Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Star One Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union to get details that may affect you.

** 5-year fixed-to-adjustable rate: Initial 5.040% APR is fixed for 5 years, then becomes variable based on an index and margin. For a 30-year loan of $300,000, you would make 60 payments of $1,389.30 at 5.040% APR, followed by 300 payments based on the then-current variable rate. Loan payments may increase and do not include taxes and insurance.

*** Fixed-rate mortgage payment examples assuming a $300,000 loan: 10-year mortgage at 4.452% APR—120 monthly payments at $3,089.70; 15-year mortgage at 4.443% APR—180 monthly payments at $2,276.10; 20-year mortgage at 4.555% APR—240 monthly payments at $1,898.10; and 30-year mortgage at 4.918% APR—360 monthly payments at $1,587.60. Loan payments do not include taxes and insurance.

**** In most of the country, the maximum conforming loan limit for one-unit properties is $647,200. In "high-cost" areas, the maximum conforming limit may be up to $970,800. The "high-cost" areas loan limits are established annually by the Federal Housing Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices.